Safest way of tracking credit cards payments due date

[vishalgupta2]

I Don't see late payment fee yet in under settlements and on 4th grace day my bill got settled. And 3rd and 4th grace day was bank holiday. Also my bill was less than 2k. Do you think they will still charge late payment fee and report to cibil

What are grace days? Is this a SBI thing?

 

[viruss]

I made CC Bill pay reminders in Reminder APP (IOS). Once bill paid , I click on perticular bill reminderthen it will be appares on next due date .

 

[VISION]

What are grace days? Is this a SBI thing?

every bank has to give a 3days grace period for loans&CC payments it is mandate by RBI.
so even u missed due date , but paid in that grace period(3days) then it is treated a on time payment.

 

[ashwinikumar900]

I made CC Bill pay reminders in Reminder APP (IOS). Once bill paid , I click on perticular bill reminderthen it will be appares on next due date .

Yeah, same here. I scheduled a reminder in the Reminder app on iOS, added a widget, so it's always in front of me, on Mac, iPhone, and iPad. Earlier I was using CRED, but I read that giving access to your email id to CRED is not a smart thing in the context of security, so I deleted the app.

 

[vishalgupta2]

every bank has to give a 3days grace period for loans&CC payments it is mandate by RBI.
so even u missed due date , but paid in that grace period(3days) then it is treated a on time payment.

Thanks a lot. I didn't know this.

 

[da3m0n]

An automated way could be to build an iOS shortcut that parses the message and automatically sets reminder as per due date and amount.

 

[Lovely 💐]

You must be receiving the statements by email, except a few cards like AMEX and OneCard,

OneCard can send the statements by email. Contact OneCard support via the app or social media to get this done for your card.

 

[RDR]

An automated way could be to build an iOS shortcut that parses the message and automatically sets reminder as per due date and amount.

Seems over kill.
Since the due date is same every month, you can just setup a recurring reminder.

 

[sriteja]

You mean billing dates?

That's according to you.

If you are a person who pays after the bill generation, then billing dates.
If you are a person who pays just before due date, then due dates