Salary is credited in savings account.

[ashishhhh]

Hello, I went through the other threads but I still have some doubts. My salary (around 1 lakh) is credited in savings account (HDFC) and I do not wish to open another account or convert current savings account to salary account, does credit card companies see it differently? I am looking to apply for decent credit cards. Credit history is around 5 years old, repaid 2 car loans fully, CIBIL is 780+. But HDFC didn't offer me any CC (pre-qualified) since I had one from them 6 years ago which I misplaced and it was only used once. I was thinking to apply to other CC, will my salary being credited to savings account be an issue?

 

[iamdhamo]

You can send mail to Grievance-Redressalcc <grievance.redressalcc@hdfcbank.com> asking for regalia or DCb privilege card and if you are eligible they will provide it and they may ask for 3 months salary credit statement I suppose. It might not be required since your salary is already credited to hdfc bank account