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Samsung Axis Bank Infinite Credit Card - Too good to be true?

On my phone banking I can see only 1 pool--
Edge points xxx

On my laptop netbanking I can see 3 pools-
Edge points xxx
Magnus Burgundy 0
Atlas Edge miles 0

Customer care can see the different points given by each individual card separately, (even old cards which were closed), which I cannot see.

I have not used Magnus Burgundy card yet .

I strongly suspect that once I start using Magnus Burgundy and Magnus Burgundy points increase from zero, then the Magnus Burgundy pool will start getting 5:4 ratio and Edge points pool will start getting 5:2 ratio (from 5:4 ratio)
 
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I strongly suspect that once I start using Magnus Burgundy and Magnus Burgundy points increase from zero, then the Magnus Burgundy pool will start getting 5:4 ratio and Edge points will get reduced to 5:2 ratio
Yes that happens. Happened to me also. But even then, you can continue redeeming the MB points. Once you make this MB bucket zero, it will get refilled by ER point balance. Then redeem again at 5:4
 
Yes that happens. Happened to me also. But even then, you can continue redeeming the MB points. Once you make this MB bucket zero, it will get refilled by ER point balance. Then redeem again at 5:4
I didn't understand, please explain in detail.

Suppose you have 25000 Edge points which are currently getting 5:4 ratio and 0 Magnus Burgundy points.

Then you use your Burgundy card and you get 2000 points after 3 working days.
Now you have 25000 Edge points and 2000 Burgundy points.
25000 Edge points will now be getting 5:2 reduced ratio , while the new 2000 Burgundy points will get 5:4 ratio.

Then you redeem 2000 Burgundy points at 5:4 ratio.

After that, will unused 25000 Edge points jump into the Magnus Burgundy bucket? Is that what you are saying?
OR
Will those 25000 Edge points ratio change from 5:2 to 5:4 again, because Burgundy points have again become zero?
 
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You redeem your 2000 MB points for 5:4. Then MB points will again become 2000 and ER balance will become 23000
 
You redeem your 2000 MB points for 5:4. Then MB points will again become 2000 and ER balance will become 23000
But why do you need to redeem small bits and pieces from the Magnus Burgundy bucket at 5:4 ratio?

can't you redeem the entire amount from the edge points bucket at 5:4 ratio?
 
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But why do you need to redeem small bits and pieces from the Magnus Burgundy bucket at 5:4 ratio?

can't you redeem the entire amount from the edge points bucket at 5:4 ratio?
Unfortunately, thats how the system works as of now. What can we do?

For example, I have 6K MB points as of now and 42K normal ERs. It will take 6 transactions for me to empty the bucket. If I wait increase my MB balance to 8K, then it will take 4 transactions and so on...
 
Unfortunately, thats how the system works as of now. What can we do?

For example, I have 6K MB points as of now and 42K normal ERs. It will take 6 transactions for me to empty the bucket. If I wait increase my MB balance to 8K, then it will take 4 transactions and so on...
So when you redeem 6000 Burgundy points at 5:4 ratio, then will 6000 Edge points will jump out of Edge bucket (5:2 ratio) and into the Burgundy bucket (5:4 ratio)?
This is really weird!
 
Most likely, this will be the case until they permit transfers from ER to MB. Following that, no ER to MB and only MB points will have a 5:4 ratio.
I don't think they will ever permit transfers from Edge to Burgundy points
 
until the "one-time transfer" thing exists
I strongly feel that once you start using Magnus Burgundy card and your Magnus Burgundy points increases from zero then your existing Edge points will get 5:2 ratio

Before you start using your new Magnus Burgundy card your old existing Edge points will get 5:4 ratio
So you should redeem them immediately
 
I got a second unlimited priority pass with my new Magnus burgundy card
so will both priority passes associated with old Magnus card and new Magnus burgundy card work simultaneously?
 
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