SBI BPCL Octane Rupay or Visa ?

[recolor]

I am getting pre-approved offer for SBI BPCL Octane.
For RuPay, I'm getting FYF.
For Visa, I have to pay the joining fee, but' I am not worried about joining fee at this point of time, specially when we get reward points for paying joining fee.

Could you please help me decide which variant to choose ?
Any advantage of RuPay compared to Visa ?
Will RuPay variant be seamless experience in different online and offline platforms e.g. Amazon offers, some other website offers, offline POS machines: will they recognize SBI Rupay Variant and give offer if applicable ?

Thanks!

 

[financewizard]

I only see the welcome benefit in official page which I did get : https://www.sbicard.com/en/personal/credit-cards/travel/bpcl-sbi-card-octane.page
Haven't checked the renewal benefit, my card age is still less than a year but I doubt we'll get any benefit on renewal.

yes, the official website is not mentioning anything about renewal benefits. But this webiste says so. Thats why I posted it here to validate if from the other users / experts from this community, if this 6000 RP on renewal fee payment is true or not.

 

[djrocky]

@Abhishek012 and others.
This is slightly urgent.
Please suggest should I apply for visa or rupay BPCL Rupay Octane card (both paid).
Main purpose is fuel and use during sales.

Many times me or a family member may not be carrying card. So main confusion is
1. Will I get 25 reward points through UPI if pay at fuel pumps using rupay card ? I think not.
2. I think Visa variant should work through NFC and give 25 reward points too.

Also if there is any specific benefit of rupay variant?

 

[nh124001]

@Abhishek012 and others.
This is slightly urgent.
Please suggest should I apply for visa or rupay BPCL Rupay Octane card (both paid).
Main purpose is fuel and use during sales.

Many times me or a family member may not be carrying card. So main confusion is
1. Will I get 25 reward points through UPI if pay at fuel pumps using rupay card ? I think not.
2. I think Visa variant should work through NFC and give 25 reward points too.

Also if there is any specific benefit of rupay variant?

better to go with rupay, it comes in jcb can be used in south east asia jcb discounts, you can apply for multiple addons.

 

[djrocky]

better to go with rupay, it comes in jcb can be used in south east asia jcb discounts, you can apply for multiple addons.

Not a traveller.
Can you clarify regarding 2 points

 

[nh124001]

Not a traveller.
Can you clarify regarding 2 points

no 25 reward points on upi, only card swipe, that too on listed bpcl bunk + pos machine should configured properly