SBI card cool off period

[Patil007]

Hi, I got one SBI card two days back. When I can apply for new credit card?

After how many days/Months?

 

[SangEUD]

Generally 3 months.

 

[Patil007]

Generally 3 months.

Ok. Thanks 👍

 

[Patil007]

Generally 3 months.

One more doubt.

Days calculated from when we applied credit card i.e. Application date or Approved date?

Any idea?

 

[TheMentalist]

One more doubt.

Days calculated from when we applied credit card i.e. Application date or Approved date?

Any idea?

Try to apply on Sprint, it will tell you the exact date when you can apply again

 

[BUDHRAJ]

exactly 90 days from the date of last card issued

 

[Patil007]

exactly 90 days from the date of last card issued

Ok Issued date.

 

[Rahul92]

How many days if card is rejected?

 

[deep@vie]

How many days if card is rejected?

30days

 

[Hari555]

I had got my BOB eterna this month. I heard sbi checks for the cibil entries for 6 months and one can't apply for a card with sbi if they have been issued a card in last 6 months. is that true? when can I apply for a card. was interested in the cashback card.

 

[Bhaskar]

How many days if card is rejected?

If rejected for online apply you can apply through agent immediately. No cool off period. I got card this way.

 

[Bhaskar]

I had got my BOB eterna this month. I heard sbi checks for the cibil entries for 6 months and one can't apply for a card with sbi if they have been issued a card in last 6 months. is that true? when can I apply for a card. was interested in the cashback card.

I don't think so. My experience have been different. I got IRCTC card after getting Bob easy card. Then got cashback card after getting axis myzone card previous month.

 

[Hari555]

Would it be okay I apply through their agents in reliance smart stores? Will it be successful channel for the cashback card? or online is the only mode?

 

[Bhaskar]

Would it be okay I apply through their agents in reliance smart stores? Will it be successful channel for the cashback card? or online is the only mode?

For cashback card sprint is the only way. No other mode available currently.

 

[Hari555]

I don't think so. My experience have been different. I got IRCTC card after getting Bob easy card. Then got cashback card after getting axis myzone card previous month.

thank you. let me try for the cashback card.

 

[Patil007]

I had got my BOB eterna this month. I heard sbi checks for the cibil entries for 6 months and one can't apply for a card with sbi if they have been issued a card in last 6 months. is that true? when can I apply for a card. was interested in the cashback card.

Totally wrong. I have applied total 8 cards in last 6 months and got 7 approved 1 rejected.
And recently in 7th Month I applied SBI card and got it now with Limit 1.97 Lakh.

 

[Hari555]

Totally wrong. I have applied total 8 cards in last 6 months and got 7 approved 1 rejected.
And recently in 7th Month I applied SBI card and got it now with Limit 1.97 Lakh.

thank you for sharing your experience. helps

 

[Rahul92]

If rejected for online apply you can apply through agent immediately. No cool off period. I got card this way.

Cashback card is not available via agent

 

[Bhaskar]

Cashback card is not available via agent

Yeah I was talking about IRCTC card here. After 3 months i got cashback via sprint.

 

[deep@vie]

Would it be okay I apply through their agents in reliance smart stores? Will it be successful channel for the cashback card? or online is the only mode?

sprint only