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SBI Card limit increase offered!

  • Thread starter Thread starter romilq
  • Start date Start date
  • Replies Replies 45
  • Views Views 7K
Congrats.. Ihaven't got any limit increase even though I spent more than 7 lakhs on a 9 months old CB card... pity me....
I have spent 1 lakh for spend based waiver since it is a paid card and plan on doing 1 lakh only every year to avoid annual fees. Since 1 lakh were spent in 6 months only I am planning to not do any transactions for next 6 months 😀
 
I have spent 1 lakh for spend based waiver since it is a paid card and plan on doing 1 lakh only every year to avoid annual fees. Since 1 lakh were spent in 6 months only I am planning to not do any transactions for next 6 months 😀
Good on you.. It seems you are very well disciplined spender which is a very good quality to have by a Credit card holder.. Hope you are maximising the returns on your spends as well....
 
Generally Auto LE is frequent if you’re a disciplined spender till ~3L with sbi card, from there it’s a standstill !!
I've been using more than 50% of my limit every month. The limit is almost 70% of my monthly salary. Should I request for manual LE at 6 months as usually banks give 3x of salary or take auto LE ? How's SBI in terms of salary vs limit ?
 
I've been using more than 50% of my limit every month. The limit is almost 70% of my monthly salary. Should I request for manual LE at 6 months as usually banks give 3x of salary or take auto LE ? How's SBI in terms of salary vs limit ?
Hows SBI in terms of salary vs limit ?

There is no fix criteria when it comes to SBI. High salary people get less limit Low salary people get High limit. No salary people get everything.

Should I request for manual LE at 6 months as usually banks give 3x of salary or take auto LE ?

If you are getting Auto LE at every interval of 5 to 6 month then there is no any need to take Manual route.
 
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