SBI card swap/change period

[Patil007]

Hi, I got SBI simply click card on dec 2022, As it is paid card and I want SBI card only for offers, so thinking of taking SBI BPCL card by swapping my simply click card.
I always wanted SBI BPCL card as it is eligible for SBI instant discount offer and fee reversal spend is only 50K,
but in office there was SBI desk was offering simply click on CIBIL without documents so I applied and got.

After how many days, I can swap that card with BPCL. Can I call customer care and swap?

Please suggest.

 

[Strange]

I have just swapped from Simplyclick to BPCL a week ago. Simplyclick was due for a renewal on September. Does anyone know if my swapped BPCL will get the joining fees this month or it will get the renewal fees on September? Also what will be the effect on CIBIL?

You will be charged renewal fee of SimplyClick and there won't be any joining fee for your BPCL card.

 

[Akash Topder]

You will be charged renewal fee of SimplyClick and there won't be any joining fee for your BPCL card.

Contrasting answers!

 

[Strange]

Contrasting answers!

The renewal date for your card remains the same even after flipping it. Therefore, you will be charged the annual fee on your renewal date. SBI Card does not charge the joining fee for the flipped card. I am sharing this information based on my personal experience of flipping from SimplyClick to BPCL.

 

[Akash Topder]

The renewal date for your card remains the same even after flipping it. Therefore, you will be charged the annual fee on your renewal date. SBI Card does not charge the joining fee for a flipped card. I am sharing this information based on my personal experience of flipping from SimplyClick to BPCL.

I see. Okay thank you.

 

[Akash Topder]

The renewal date for your card remains the same even after flipping it. Therefore, you will be charged the annual fee on your renewal date. SBI Card does not charge the joining fee for the flipped card. I am sharing this information based on my personal experience of flipping from SimplyClick to BPCL.

Any idea about the fee waiver criteria situation after swapping? Do I have to do transactions after the renewal date to count as fee waiver or I can do transactions now and it will count as fee waiver?

 

[Strange]

Any idea about the fee waiver criteria situation after swapping? Do I have to do transactions after the renewal date to count as fee waiver or I can do transactions now and it will count as fee waiver?

If you have activated your new card then new cards annual fee waiver criteria will be applicable even before renewal date of your old card.

 

[Akash Topder]

If you have activated your new card then new cards annual fee waiver criteria will be applicable even before renewal date of your old card.

So I have only one month to spend 50k to waive off BPCL's charges right? And from September the new cycle begins right?

 

[Strange]

So I have only one month to spend 50k to waive off BPCL's charges right? And from September the new cycle begins right?

Yes

 

[Strange]

So I have only one month to spend 50k to waive off BPCL's charges right? And from September the new cycle begins right?

You can easily waive off the annual fee by contacting SBI card customer care or submitting a card closure request through the SBI card app. They will call you back and you can request them to waive off the annual fee.

 

[Akash Topder]

You can easily waive off the annual fee by contacting SBI card customer care or submitting a card closure request through the SBI card app. They will call you back and you can request them to waive off the annual fee.

Yeah but the card account isn't 1 year old so I don't know if they'll entertain LTF request and I'm kinda scared to use the closure request path right now because they may directly close the card without even calling.

 

[Strange]

Yeah but the card account isn't 1 year old so I don't know if they'll entertain LTF request and I'm kinda scared to use the closure request path right now because they may directly close the card without even calling.

Simply contact customer care to request the waiver of the annual fee once it has been charged to your card.

 

[mrmuggle98]

Got

Any update??

Apologies. Forgot to update. Got my SBI BPCL Card around 3 days back

 

[akki7163]

Visa ya MasterCard??? Simplyclick kisme tha??

Got

Apologies. Forgot to update. Got my SBI BPCL Card around 3 days back

 

[mrmuggle98]

Visa ya MasterCard??? Simplyclick kisme tha??

Visa Mila. Simplyclick bhi Visa hi tha

 

[chiggybansal1]

First i was thinking to upgrade simplyclick to vistara prime but they rejected.
Yesterday i applied for vistara prime and got the card in 5 min..

Now thinking to upgrade simplyclick to bpcl octane as simplyclick is useless, i didn’t even use that card for months

But dont know why sbi is denying upgrade

if you order from amazon then the simple calculation is that 20k shopping gives 500rs amazon voucher i already cashed out 60k worth gift card in the last 2 years that too from one cc and i have 3 in my name.

 

[akki7163]

if you order from amazon then the simple calculation is that 20k shopping gives 500rs amazon voucher i already cashed out 60k worth gift card in the last 2 years that too from one cc and i have 3 in my name.

Which card??

 

[BUDHRAJ]

if you order from amazon then the simple calculation is that 20k shopping gives 500rs amazon voucher i already cashed out 60k worth gift card in the last 2 years that too from one cc and i have 3 in my name.

is there any trick ? or was it real spends ?
do dm me if it was first one.

 

[RAMESH BABU N]

SBICards refused to flip my SBI-PAYTM-VISA to SBI-PAYTM-RUPAY Card as cross-platform flipping is not allowed by them.

Cancelled my least-used SBI-PAYTM-VISA - with 3.85L limit - and took a PNB-PLATINUM-RUPAY Card instead - with only a 75K limit. However, it is more than enough for low value, high volume UPI use.

Doing a lot of UPI transactions online n offline using PNB-PLATINUM-RUPAY Card.

 

[chiggybansal1]

Which card??

sbi simplyclick.

 

[chiggybansal1]

is there any trick ? or was it real spends ?
do dm me if it was first one.

its a simple calculation bro sbi gives 10x reward points for some merchants and amazon is one of it and what i love it, and i can't dm, i am newbie here.