SBI card swap/change period

[Patil007]

Hi, I got SBI simply click card on dec 2022, As it is paid card and I want SBI card only for offers, so thinking of taking SBI BPCL card by swapping my simply click card.
I always wanted SBI BPCL card as it is eligible for SBI instant discount offer and fee reversal spend is only 50K,
but in office there was SBI desk was offering simply click on CIBIL without documents so I applied and got.

After how many days, I can swap that card with BPCL. Can I call customer care and swap?

Please suggest.

 

[4uziaul]

Just to clarify, I am not referring to calling and requesting a closure, and then asking for an upgrade. This is the regular process for upgrading, which I was offered after 6 months. If your card is over 6 months old, you can call them and inquire about any available upgrades.

 

[aniruddhaadhe]

Just to clarify, I am not referring to calling and requesting a closure, and then asking for an upgrade. This is the regular process for upgrading, which I was offered after 6 months. If your card is over 6 months old, you can call them and inquire about any available upgrades.

This is aam jindagi.
We want tricks to be ‘mentos jindagi’ from u now @4uziaul 😉

 

[CyberPsych]

One more way. Raise card closure request through app. U will get call in 5 mins.

They offer u all cards. Also negotiates extra bonus points

They offered me upgrade from SimplySave to BPCL normal or Octane when I placed closure request. They took 2 service request - 1 for closure of SimplySave and 1 for upgrade to BPCL normal. Closure request successfully completed and one day later the upgrade request also got declined saying I am not eligible 😠 Now I have no SBI cards 😤

 

[akki7163]

They offered me upgrade from SimplySave to BPCL normal or Octane when I placed closure request. They took 2 service request - 1 for closure of SimplySave and 1 for upgrade to BPCL normal. Closure request successfully completed and one day later the upgrade request also got declined saying I am not eligible 😠 Now I have no SBI cards 😤

Feeling sad for you....But sbi work's like this, If you have two sbi cards then only put a closure request

 

[aniruddhaadhe]

They offered me upgrade from SimplySave to BPCL normal or Octane when I placed closure request. They took 2 service request - 1 for closure of SimplySave and 1 for upgrade to BPCL normal. Closure request successfully completed and one day later the upgrade request also got declined saying I am not eligible 😠 Now I have no SBI cards 😤

U can escalate this. Because of their promise, U closed it.
DM on twitter, email to pno.

In my friend’s case he got his elites fees back with gst. 5900₹ along with new card upgrade.

 

[CyberPsych]

Feeling sad for you....But sbi work's like this, If you have two sbi cards then only put a closure request

Actually after discovering technofino and lot of credit cards, I felt dumb for holding such a useless card. I used only for Amazon/Flipkart's 10% offers so it matched the annual fee for me. Now I do not feel sad for losing this card but for the representatives who mislead me.

I have IRCTC platinum with ₹1500 rewards in cashkaro which means it is approx 3 years free, but I will wait for 2 months as I receive 1-2 calls per month from SBI for credit card offers. I will ask for LTF or decline the call and apply BPCL normal offline/C2C.

 

[CyberPsych]

T

U can escalate this. Because of their promise, U closed it.
DM on twitter, email to pno.

In my friend’s case he got his elites fees back with gst. 5900₹ along with new card upgrade.

They gave me 499+GST reversal when I mailed them in SBI card app after this issue.

 

[captaintorchtm]

No such criteria.
Raise a closure request and wait for call. My friend changed twice, from elite to airindia to vistara in about a month.

Just tried today, from air india, and they said Vistara is a new card and not available for me again (third time) not sure what the criteria are. One thing that is awesome is that received the call within 30 seconds of the closure request.

 

[aniruddhaadhe]

Just tried today, from air india, and they said Vistara is a new card and not available for me again (third time) not sure what the criteria are. One thing that is awesome is that received the call within 30 seconds of the closure request.

Glad to see this trick is working 😅
But their criteria is changing every month.

My observations:
1. Place closure request in morning, around 10:30 to get instant call. Evening request seems to get late/ no call till 2 days.
2. Place closure request for their useless cards such as elite, simplysave etc. dont bet on ur cashback, they might close it😉
3. Get good limit on ur cards, to increase upgrade chances. My friends limit was 4L+ and he was eligible for almost all cards.
4. Be ready to fight in case of mishap, after all its SBI (sarkari)

Regards

 

[Suspicious Activity]

I have posted another thread for cashback. But i am not going to buy Cashback card. Will run after LTF cards only.

SBI ka offers ke liye ek card paid I will take.

They allow LTF conversion during retention

 

[Patil007]

They allow LTF conversion during retention

My card is just 6 Months old and I am not using it. So cannot take card closure risk 🤣 .

Let 2-3 year pass. then I will try.

 

[4uziaul]

My card is just 6 Months old and I am not using it. So cannot take card closure risk 🤣 .

Let 2-3 year pass. then I will try.

If you prefer to avoid any risks, you can call after 9-10 months. However, I must mention that this is not a guaranteed way to obtain your card. If the upgrade is not available, they will accept your request but later close it. 🤣

 

[Suspicious Activity]

My card is just 6 Months old and I am not using it. So cannot take card closure risk 🤣 .

Let 2-3 year pass. then I will try.

Wait for first year charges

 

[captaintorchtm]

@ALOAK lol they don't know where is my card, they can't track it in their system, and they don't have any dispatch status. it's the 3rd time they have accepted a request to reissue the card, and till now im using the digital card only. it's been a month. really pathetic service by this PSU bank.

 

[ALOAK]

@ALOAK lol they don't know where is my card, they can't track it in their system, and they don't have any dispatch status. it's the 3rd time they have accepted a request to reissue the card, and till now im using the digital card only. it's been a month. really pathetic service by this PSU bank.

Welcome to the world of SBI largest bank in india who can't even manage a credit card division.

 

[ALOAK]

Same thing happened to me. That is why I got fed up and closed the card permanently and even after that I get msg to reactivate the card. Imagine the level of service. It is truly pathetic

 

[srichaitanya]

If we swap an LTF card, lets say simplyclick LTF to BPCL, will BPCL also be LTF or paid one?

 

[4uziaul]

If we swap an LTF card, lets say simplyclick LTF to BPCL, will BPCL also be LTF or paid one?

Paid one.

 

[ALOAK]

@ALOAK lol they don't know where is my card, they can't track it in their system, and they don't have any dispatch status. it's the 3rd time they have accepted a request to reissue the card, and till now im using the digital card only. it's been a month. really pathetic service by this PSU bank.

Keep a tab you would be charged annual fee in Sept. Call and inform care will not pay until card is physically received and record u r call. Because you may need it to dispute incase even this reissued does not come again. Hope you receive it.

 

[captaintorchtm]

Keep a tab you would be charged annual fee in Sept. Call and inform care will not pay until card is physically received and record u r call. Because you may need it to dispute incase even this reissued does not come again. Hope you receive it.

Sure ill do that