SBI Cards Charges 30rs for 1 PAISE outstanding. Be alert while paying bill.

[prem2311]

Hi All


My November bill for the BPCL card is 21,422.99. But it was rounded off to 21,423.


I paid through PAYTM bill payment. It automatically fetches the bill as 21,422.99. I didn't verify with my statement and I paid with trust of PAYTM

In the bill it was 21423rs.

For that 1 PAISA, They have charged around 30 rs in my next statement.



I mailed them the same. They have sent me Terms and conditions copy to me.

SBI cards + PAYTM are building the NEXT GEN AI to take India to 1930 PAISA world. Be Ready

 

[sudheerreddy]

For 1 paise, ₹30 charge 🤯🤯
Welcome to the new world 🌎

 

[Predator]

Dues less than 50 paisa are not considered.
SBI can't charge penalty here

 

[krishc]

Dues less than 50 paisa are not considered.
SBI can't charge penalty here

seems SBI need a "Bamboo" dose here

 

[kumars_001]

Thanks for bringing this up. My simply click bill was 117.9 as per Paytm, but as per the sbi app it is 118. Let me pay 1 rupee now and ask for a refund of 10 Paisa to my bank account 😂

 

[prem2311]

Instead of a refund, you will get terms and conditions pdf as a reply.

 

[prem2311]

Dues less than 50 paisa are not considered.
SBI can't charge penalty here

I mailed them to reverse. This is what I got.

 

[FinoGuy]

Don't explain them anything.. Just ask them to refund penal charges. Now you're at level 2,after level 3. Write to RBI and demand refund + compensation for wasting your time.

 

[Predator]

I mailed them to reverse. This is what I got.

How old is your card?

 

[prem2311]

How old is your card?

1 year old

 

[Predator]

1 year old

Beside this, SBI follows a practice to reverse penalty charges once a year if you call them and request for it
The only condition is that card must be atleast 6 months old and one reversal in a year

 

[Predator]

So you can just call and request for reversal or
Do it via mailbox in App. There is dedicated option there for reversal of charges

 

[prem2311]

So you can just call and request for reversal or
Do it via mailbox in App. There is dedicated option there for reversal of charges

I mailed them and got a copy of terms and conditions as a reply which i posted earlier. I asked to look again through mail box. Otherwise going to escalate if I get the same reply again

 

[prem2311]

So you can just call and request for reversal or
Do it via mailbox in App. There is dedicated option there for reversal of charges

Actually this happened for 2 to 3 times in my other card whenever i used pay through Paytm. I raised reversal request through mail box for that card also. Waiting for the reply.

 

[Predator]

Actually this happened for 2 to 3 times in my other card whenever i used pay through Paytm. I raised reversal request through mail box for that card also. Waiting for the reply.

Then be extra careful while paying through paytm. Just pay 1 or 2 rs more

 

[prem2311]

Then be extra careful while paying through paytm. Just pay 1 or 2 rs more

Yes bro, now I following that.

 

[Pack_of_Cards]

do let us know about development

 

[Sleepyk]

For that 1 PAISA, They have charged around 30 rs in my next statement

Not at all surprised that SBI cards would pull such shenanigans.
This is one of the reasons I always paid 1rs more than the statement, when I was still actively using my SBI Simpliclick. Because a few times when I paid my exact statement amount, the amount that got reflected was a rupee or 90 paise so less.

And when I closed my SBI Prime card I paid 7rs or so over the due amount just for the sake of my peace my mind. I can still see it in the SBI cards app.

Anyway I feel they are a textbook predatory company and I am eventually closing both my current cards with them.

 

[Nishan11]

That's why I always pay 2-3 rupees extra during credit card payment, irrespective of bank. Peace of mind is more important.

 

[RajMahadik]

ALWAYS PAY 10 RS MORE , THAN EXPECTED BILL..