Want to apply SBI CASHBACK CREDIT CARD.
I am using simpli click for more than 8 months . When I applied for simpli click, I put salaried profession ( as agent told me ) .
But currently I am doing business with ITR 4lakh+ , Cibil 765+ .
1. What should I fill in occupation detail fake salary or genuine business?(obviously need to put income 6lakh above) I am worried because of different data.
2. Should I use same Mobile number for new application?( As I heard, SBI don't provide cashback card to simpli click holders)
3. My pincode is in Village area, but SBI offline cards are available ( my simpli click on that location) . Sould I use my genuine pincode or big city pincode ( I also live in city, rent , can do physical kyc)?
4. Sould I opt for VKYC or bank verification. ( Have SBI ACCOUNT with good transaction : 30k average)
5. I have 3 cibil enquiries in January , (different bank), should I wait for March and April to apply?