Sbi cashback card approved

[iamsaimansari]

So i applied for cashback credit card but it was rejected 3 times in a row, last time i applied on 11th of aug and recieved the call for verification on 7th sep, and now i recieved the mail that my card got approved with a limit of 233000 that's very good limit for a cashback card (although spending only 1 lakh is effective) and yeah I don't have any sbi card, and yeah along with it my axis ace got approved within few hours and the amex platinum travel also got approved. Maybe the god is showing a lot of mercy on me

 

[tachniki]

Actually, it is good to hit only 1/3 of your credit limit to keep Cibil god happy. So, for fully utilizing 1L benefits, you should have 3L limit.

 

[Chhota Bheem]

Nice ..

but 23300 or 233000 check once again

 

[iamsaimansari]

Nice ..

but 23300 or 233000 check once again

It's 233000 confirmed it

 

[iamsaimansari]

Actually, it is good to hit only 1/3 of your credit limit to keep Cibil god happy. So, for fully utilizing 1L benefits, you should have 3L limit.

Yeah uh are right

 

[pikachu091003]

What did you put in employment details? Like salaried or self employed? And how much income?

 

[YoLoBoY]

They did home verification or ofc verification?

 

[iamsaimansari]

What did you put in employment details? Like salaried or self employed? And how much income?

Self employed, 18 lpa

 

[iamsaimansari]

They did home verification or ofc verification?

Ofc verification btw my office is infront of my home

 

[Sobirvs]

how long did u wait before u applied again??

 

[wuodland]

They rejected for "internal policies" few months back, not applying again anytime soon. yes, I do have other unsecured CC and good CIBIL.