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SBI Cashback Card - First round of Limit Enhancement Offer

Apply For Lifetime Free IDFC First Credit Card
rohit_

rohit_

TF Premier
Got a 30% Limit Enhancement
Increased from 1.07 to 1.39
Mine Card Age: September Almost 8 Months Old (when they started issuing cards)
in App or net banking click EMI and More then Credit Limit Enhancement (If you are eligible then it shows)
So, Check Yours
 
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Guys I am from Kolkata and I want to get the cb card to buy the iPhone next month. But wherever I ask be it SBI salesman in calls or in person they are saying the cb card has been stopped issuing.They are only interested in offering simplisave.I have seen this in malls stalls, branch , customer care everywhere I can find.But when I see this forum everyday someone is getting the cb card.I am a salaried person with decent cibil score and i already hold Millenia and some axis Bank cards.Please help me get the card
 
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destiny said:
Guys I am from Kolkata and I want to get the cb card to buy the iPhone next month. But wherever I ask be it SBI salesman in calls or in person they are saying the cb card has been stopped issuing.They are only interested in offering simplisave.I have seen this in malls stalls, branch , customer care everywhere I can find.But when I see this forum everyday someone is getting the cb card.I am a salaried person with decent cibil score and i already hold Millenia and some axis Bank cards.Please help me get the card
Click to expand...
CB can be applied only through SBI Sprint
( online application website).
 
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destiny said:
Guys I am from Kolkata and I want to get the cb card to buy the iPhone next month. But wherever I ask be it SBI salesman in calls or in person they are saying the cb card has been stopped issuing.They are only interested in offering simplisave.I have seen this in malls stalls, branch , customer care everywhere I can find.But when I see this forum everyday someone is getting the cb card.I am a salaried person with decent cibil score and i already hold Millenia and some axis Bank cards.Please help me get the card
Click to expand...
What if they give u 10k limit 😭
 
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destiny said:
Guys I am from Kolkata and I want to get the cb card to buy the iPhone next month. But wherever I ask be it SBI salesman in calls or in person they are saying the cb card has been stopped issuing.They are only interested in offering simplisave.I have seen this in malls stalls, branch , customer care everywhere I can find.But when I see this forum everyday someone is getting the cb card.I am a salaried person with decent cibil score and i already hold Millenia and some axis Bank cards.Please help me get the card
Click to expand...
U can directly apply from their website
Offline: I think it's not possible

If it's ur 1st sbi card u may get a good limit
 
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panu24 said:
Do you hold only this one sbi cc? How Is your spend pattern? High or low?
Click to expand...
I only have SBI CB from SBI. I have other cards though.
After getting the SBI CB card, I have diverted most of my expenses to this card.
Got it around 5-6 months ago and so far my CB is around 16k. You decide if my spends are high or low.
 
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I applied for SBI cashback cc and my application was instantly declined. It says application declined due to internal policies. I have cibil score of 777 and holding cards from almost all major banks. I dropped them an email to find out exact reason for rejection but they came back with the same reason. Any other way I can escalate it further to find out the reason for rejection?
TIA
 
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ronakshah said:
I applied for SBI cashback cc and my application was instantly declined. It says application declined due to internal policies. I have cibil score of 777 and holding cards from almost all major banks. I dropped them an email to find out exact reason for rejection but they came back with the same reason. Any other way I can escalate it further to find out the reason for rejection?
TIA
Click to expand...
Over leverage . .
 
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ronakshah said:
I regularly get a call from sbi agents to apply for sbi cc and now when I applied they instantly declined 🙃
Click to expand...
Well there is one recent discussion here on "overleverage". You can check it
D₹V

Thread 'SBI Card Over Leveraged? Here's the Solution - Experiment'

SBI cards offline application - applying by yourself & sending it to SBI cards office like HDFC Chennai method.


I recently emailed SBI card to issue me 2nd card & this was their reply:

Screenshot_20240729-133546.webp

We request you to visit our website www.sbicard.com. On the main page, please click on Cards for You and choose SBI Card of your choice, then click on Learn More. Post that click on Apply Now, it will take you to next page where you can provide the required personal information to apply for card.

(Or)

We would request you to download the...
  • D₹V
  • sbi sbi application sbi bank sbi card sbi cards sbi cashback sbi cashback credit card
  • Replies: 92
  • Forum: SBI Cards
  • Hehe
  • Like

Or search this forum for "over leveraged" to know more about your issue.

Also note SBI cashback can only be applied by online process.
 
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panu24 said:
Well there is one recent discussion here on "overleverage". You can check it
D₹V

Thread 'SBI Card Over Leveraged? Here's the Solution - Experiment'

SBI cards offline application - applying by yourself & sending it to SBI cards office like HDFC Chennai method.


I recently emailed SBI card to issue me 2nd card & this was their reply:

Screenshot_20240729-133546.webp

We request you to visit our website www.sbicard.com. On the main page, please click on Cards for You and choose SBI Card of your choice, then click on Learn More. Post that click on Apply Now, it will take you to next page where you can provide the required personal information to apply for card.

(Or)

We would request you to download the...
  • D₹V
  • sbi sbi application sbi bank sbi card sbi cards sbi cashback sbi cashback credit card
  • Replies: 92
  • Forum: SBI Cards
  • Hehe
  • Like

Or search this forum for "over leveraged" to know more about your issue.

Also note SBI cashback can only be applied by online process.
Click to expand...
Thanks. Will go through the post.
 
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ronakshah said:
I applied for SBI cashback cc and my application was instantly declined. It says application declined due to internal policies. I have cibil score of 777 and holding cards from almost all major banks. I dropped them an email to find out exact reason for rejection but they came back with the same reason. Any other way I can escalate it further to find out the reason for rejection?
TIA
Click to expand...
SBI strictly considers the over-leverage factor and as u said said u have many CCs this could be the reason
Age may also be the reason(sal:21, Self-Empl:25)
 
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