So I checked in my SBI app offers and it showed that I'm eligible to increase my limit from 2.7L to 8.1L but when I tried, they said they can't process it now.
It's weird to show eligibility yet rejecting the offer.
thats wrong, you spend and pay and show you are using less? no its not how it works, you must use 10% itself in a month and same to be billed. irrespective you use and pay before billing still reflects your total spent in a month, you can check in cibil (high credit)) or your sbi statement or ask sbi people itself in there system it shows your total spend in a month