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It's Common in SBI Card..So I checked in my SBI app offers and it showed that I'm eligible to increase my limit from 2.7L to 8.1L but when I tried, they said they can't process it now.
It's weird to show eligibility yet rejecting the offer.
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Atleast they aren't decreasing your limitSame here. I am being offered to increase limit to 3 lakh but getting rejected. I tried with lower amounts also still rejection. Never seen this with any other CC.
Do they decrease as well?Atleast they aren't decreasing your limit
Yes, if you are on the naughty listDo they decrease as well?
Any cibil hit?So I checked in my SBI app offers and it showed that I'm eligible to increase my limit from 2.7L to 8.1L but when I tried, they said they can't process it now.
It's weird to show eligibility yet rejecting the offer.
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No, CIBIL don't get hit with this. It hits only when you apply new or apply for upgrade. Also for pre-approved things CIBIL never gets touched as pre-approved is a feature phone not touchscreen phone.Any cibil hit?
Anumati portal isn't a internal part of SBI. So they actually acted on your behalf and helped you get it. Here we are talking of SBI's own process.I tried rn in slider max was 3L ,after that It asked for primary bank to fetch statement ( via anumati portal) I gave permission after that instantly increased limit from 74k to 133k.
My data is safe right ? I actually did from sbi card app, they redirected to that portal,Anumati portal isn't a internal part of SBI. So they actually acted on your behalf and helped you get it. Here we are talking of SBI's own process.
Nopes. It was shared with the NBFC that runs anumati portal. In TnC it is clearly written. A redirection to external parties always share data. 🙂My data is safe right ? I actually did from sbi card app, they redirected to that portal,
Makes sense now.Yes, if you are on the naughty list
On a serious note, the screen which is shown in the op doesn't actually mean a pre-approved limit increase. They have just revamped their old manual LE requesting process (which is subject to their approval). You will get a different screen & message for pre-approved offers
Got it.You won't get LE until unless you are pre-approved for it. This shows to every SBI cardholders and everyone gets rejected. Even if you put 5000 more you will be rejected.
My friend tried this in October, 2024 on simplyclick card getting option from 3.5L to 9L and as usual got rejected every time. Later he got SMS from SBI with LE to Rs.5 Lakh. He went to App and it immediately increased limit for him after entering OTP. Wait for pre-approved LE.
Anyways, you CB card limit is already enough. What to do with more than 1L when it is 5K per month cashback. But sometimes single txn or limit not left when used on other txns in a month get help with higher limits.
Apply for max 30 to 40% of the Limit you currently have else they will always reject.So I checked in my SBI app offers and it showed that I'm eligible to increase my limit from 2.7L to 8.1L but when I tried, they said they can't process it now.
It's weird to show eligibility yet rejecting the offer.
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They decreased mine my usage was lessDo they decrease as well?
I thought i was only the victim of this.So I checked in my SBI app offers and it showed that I'm eligible to increase my limit from 2.7L to 8.1L but when I tried, they said they can't process it now.
It's weird to show eligibility yet rejecting the offer.
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SBI is something else.They decreased mine my usage was less
Ajeeb hi hai ye SBI lolI thought i was only the victim of this.
But happy to see i am not alone😂😂
I also got LE offer from SBI from 43K to 1.89K.
I accepted but later Received the same message and mail
When i called customer support.
They told there is such offer and credit Limit increase are subject to approvel and internal policies..