SBI Cashback card query

[Shubham330]

Hi Community,


I applied for sbi cashback card on last monday. The vkyc and basic details verification call was done on the same day. Delhi call was done on next day that is on tuesday.


On friday i got another call where executive asked for the credit limit which i want to split from my existing sbi bpcl octane card. I availed 50.50 % limit. Same concent was provided over automated ivr message.


Today my bpcl octane card limit got revised to 50% but i have not got any update regarding cashback card application. Is limit reduceed means my card is approved? Or is it yet to be approved? If not approved will my limit revised back to 100%?


ANybody experienced the same?


Created new thread as didnt found any with such scenario. Thanks in advance.

 

[brightknight]

Where can we buy giftcard through this sbi cashback card? & What about apay giftcard?

 

[6ix9ine]

Where can we buy giftcard through this sbi cashback card? & What about apay giftcard?

Apay from amazon itself, rest can be purchased fromm magicpin, park+, etc.

 

[Master Chief 117]

Apay from amazon itself, rest can be purchased fromm magicpin, park+, etc.

If I purchase discounted brand gift card from amazon,magicpin,paytm will i get 5% Cashback on SBI Cashback card ?

 

[tachniki]

Anybody who have sbi cashback credit card, if we reached 5000 monthly statement limit for cashback, what will happen to above value beyond statement limit ( I know as per TnC it will be discarded as monthly reward reached) but wanted to know , does it show atlist in statement that xx amount cashback but it will discarded ?

No. It doesn't show any eztra reward in any form. You will just see 5000 as cashback.

 

[6ix9ine]

If I purchase discounted brand gift card from amazon,magicpin,paytm will i get 5% Cashback on SBI Cashback card ?

I'm not sure about Paytm, chances are you won't get it, but for Magicpin, yes.

You can find much better rates than Amazon for discounted brand gifts. If the mcc is the same for other GVs, you will get 5% otherwise, you won't.

Do a test payment and confirm the mcc with customer care, then match it with the exclusions.

 

[vissu295]

How do we track per transaction cashback after the statement is generated? My statement doesn't show split up of the cashback and I am not able to identify which of the transactions have not earned cashback as for 90k, I got less than 5% cashback and could not identify the ineligible transaction.

From other threads it looks like we need to manually keep tracking the total amount of cashback 2 days after every transaction!! Not very transparent from SBI !

 

[lightwaves]

I m not sure Abt sbi card but other bank cards charges above a specific limit when it's utility category

20k for indus n idfc
50k for icici
50k for hdfc except insurance
25 for axis

So we can spend more than 50k using HDFC for insurance and no charges?

 

[iamdhamo]

So we can spend more than 50k using HDFC for insurance and no charges?

Yeah I saw in infinia n there is no charges. Not sure Abt other cards

 

[technoswan]

Do we get 5% for mesho purchases via sbi cb cc?

Yes. I made test purchase and got 5% cb. First mesho purchase, otherwise i just stick to amazon, flipkart.

 

[technoswan]

I m not sure Abt sbi card but other bank cards charges above a specific limit when it's utility category

20k for indus n idfc
50k for icici
50k for hdfc except insurance
25 for axis

For SBI cashback cc, Couldn't find anything about insurance payment limit in fees and charges that comes with statement.

 

[lightwaves]

For SBI cashback cc, Couldn't find anything about insurance payment limit in fees and charges that comes with statement.

Thanks. I checked and couldn’t find as well. There’s a clause for Utility payments with a max limit of 50k.

 

[technoswan]

Thanks. I checked and couldn’t find as well. There’s a clause for Utility payments with a max limit of 50k.

Were did you find out? Through Website or customer care?
Also, Now I know why infinia is so much sought-after.

 

[lightwaves]

Were did you find out? Through Website or customer care?
Also, Now I know why infinia is so much sought-after.

My original post was about SBI CB Card. Not sure about Infinia.

 

[technoswan]

My original post was about SBI CB Card. Not sure about Infinia.

Sorry, my comment was not clear. I am aware OP question was about SBI CB. I wasn't aware that all cc have threshold limit on insurance then they charge %. I found out on this very thread.

Second part was about: I was asking myself why people prefer infinia over other cards? More I come to know about different limitations of other cards, infinia and SC (3% everywhere), amex, primus etc makes sense.