SBI Cashback CC Vs HDFC Swiggy CC

[Anindya98]

Features	Swiggy HDFC	SBI Cashback
Annual Fee & Joining Fee	₹500 + GST/ LTF (User Specific)	₹999 + GST
Annual Fees Waiver	Waived on annual spends of Rs 2lakh	Waived on annual spends of Rs 2lakh
Accelerated Cashback	10% across Swiggy	Not specified
Maximum Cap for Accelerated Cashback	₹1500	Not specified
Cashback on Online Spends	5%	5%
Maximum Cap for Online Spends	₹1500	₹5000 (both online and offline)
Cashback on All Other Spends	1%	1%
Maximum Cap for Other Spends	₹500	₹5000 (both online and offline)
Total Maximum Cashback (Monthly)	₹3,500	₹5000
Total Maximum Cashback (Yearly)	₹42,000	₹60,000

Overall Opinion:

• The SBI Cashback Card offers 5% cashback on eligible online spends, but it has an annual fee of ₹999. In contrast, the Swiggy HDFC Card has a lower annual fee and provides additional perks, such as a Swiggy One membership valid for three months.
  If you’re a frequent Swiggy user, the Swiggy HDFC Card could be a great choice or if you are getting it LTF as of 21st June the Cashback will be directly adjusted in your statement like SBI Cashback.

Update 08:08:2024: Swiggy HDFC is offered FYF in most of the Swiggy Account

 

[pinki]

If I will purchase any Mobile product through Amazon or Flipkart then Will I get 5% cashback on HDFC Swiggy Credit Card ?

Yes . .

 

[Anindya98]

If I will purchase any Mobile product through Amazon or Flipkart then Will I get 5% cashback on HDFC Swiggy Credit Card ?

Yes, you will get CB but the maximum capping is 5% up to Rs.1500

 

[Sahil_07]

If I will purchase any Mobile product through Amazon or Flipkart then Will I get 5% cashback on HDFC Swiggy Credit Card ?

Obviously . .

 

[Trust Me]

If I will purchase any Mobile product through Amazon or Flipkart then Will I get 5% cashback on HDFC Swiggy Credit Card ?

Yes, you will get CB but the maximum capping is 5% up to Rs.1500

Yes. For higher value purchases Amazon Pay CC and Flipkart-Axis CC are much better, if one has them.

For the Swiggy, its not just that one would get only Rs. 1500 for a > 30k purchase, but it would also kill the card for the month for other purchases as well !
.

 

[sanjoe]

Those who don't have SBI cashback , Swiggy hdfc is the card now. The only good thing about HDFC swiggy atleast for me is very high credit limit, cashback on educational payment and its LTF.

Hi! Are you sure that Swiggy card gives 5% CB on online school fee payments?

 

[ujjwal2024]

Grocery purchases are not eligible

What about gift card purchases from amazon by swiggy card? will I get 5% or 1%

 

[pinki]

What about gift card purchases from amazon by swiggy card? will I get 5% or 1%

Hit n miss currently

 

[ujjwal2024]

Will I get 5% CB if I book hotel in Amazon mobile app by Swiggy card?

 

[Hemang]

Hit n miss currently

Bhai what to check in OTP sms, which verifies it would give 5% cashback on gift card purchase ?

 

[Sahil_07]

Bhai what to check in OTP sms, which verifies it would give 5% cashback on gift card purchase ?

Proceed if you are getting Amazon Pay or Amazon.In

 

[drsel]

Features	Swiggy HDFC	SBI Cashback
Annual Fee & Joining Fee	₹500 + GST/ LTF (User Specific)	₹999 + GST
Annual Fees Waiver	Waived on annual spends of Rs 2lakh	Waived on annual spends of Rs 2lakh
Accelerated Cashback	10% across Swiggy	Not specified
Maximum Cap for Accelerated Cashback	₹1500	Not specified
Cashback on Online Spends	5%	5%
Maximum Cap for Online Spends	₹1500	₹5000 (both online and offline)
Cashback on All Other Spends	1%	1%
Maximum Cap for Other Spends	₹500	₹5000 (both online and offline)
Total Maximum Cashback (Monthly)	₹3,500	₹5000
Total Maximum Cashback (Yearly)	₹42,000	₹60,000

Overall Opinion:

• The SBI Cashback Card offers 5% cashback on eligible online spends, but it has an annual fee of ₹999. In contrast, the Swiggy HDFC Card has a lower annual fee and provides additional perks, such as a Swiggy One membership valid for three months.
  If you’re a frequent Swiggy user, the Swiggy HDFC Card could be a great choice or if you are getting it LTF as of 21st June the Cashback will be directly adjusted in your statement like SBI Cashback.

Update 08:08:2024: Swiggy HDFC is offered FYF in most of the Swiggy Account

Very interesting comparisons--