SBI Cashback Credit Card Application Process 2025

[harsha1]

Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...

 

[xpress]

Same thing happened with me , completed everything in verification they said its approved.But yesterday when i checked status "we are validating your application" . But today i received a call stating that confirmation for split limit ,i said ok but again called me to send an written confirmation and said it will be delivered in 2 days post sending email. I still see same status now also

Any change in your status?

I didn't recieve the call to split my limit yet. But receiving an SMS every 4 to 6 hours repeatedly that say "You are just 1 step away from getting your card, get your card instantly...' with link. When I opened it it is taking me to same "we are validating" screen.

 

[Svm]

Any change in your status?

I didn't recieve the call to split my limit yet. But receiving an SMS every 4 to 6 hours repeatedly that say "You are just 1 step away from getting your card, get your card instantly...' with link. When I opened it it is taking me to same "we are validating" screen.

No stll see same status now also,whenever i check status i am also getting 1step away sms

 

[GizaPyramid]

I applied for Cashback card today and received approval instantly.
Can I still get calls for verification etc?

 

[b4bhar]

I applied for Cashback card today and received approval instantly.
Can I still get calls for verification etc?

Nope. You will mostly get the card directly in 5-7 days.

 

[mailmenow]

I applied for Cashback card today and received approval instantly.
Can I still get calls for verification etc?

Same for me. U won't get any call or varification. U will get the card soon. What's ur cibil score? Do u have any other sbi card?

 

[b4bhar]

Guys, the customer care is clueless about the MCC code for the transactions. Is there anyway that I can find our the MCC code for the transactions?

 

[6ix9ine]

Guys, the customer care is clueless about the MCC code for the transactions. Is there anyway that I can find our the MCC code for the transactions?

Send them an basic email, after the transaction gets settled (usually takes 2-3 days).

 

[GizaPyramid]

What's ur cibil score? Do u have any other sbi card?

784. No I don't have any existing relation with SBI.

 

[b4bhar]

Send them an basic email, after the transaction gets settled (usually takes 2-3 days).

What's the email id that I can use?

 

[mailmenow]

784. No I don't have any existing relation with SBI.

Ur limit is 72000??

 

[GizaPyramid]

Ur limit is 72000??

Yes just now checked on WhatsApp.

 

[mailmenow]

Yes just now checked on WhatsApp.

View attachment 88659

The limit with JF&AF was also showing in your sprint website after application was approved

 

[6ix9ine]

What's the email id that I can use?

Just write a basic email on this email, don't use ChatGPT please, they are fed up with that.

Customercare@sbicard.com

 

[GizaPyramid]

The limit with JF&AF was also showing in your sprint website after application was approved

No.
What was your cibil score and age and relation with SBI when you applied?
I applied last time in October and it was rejected bcoz I was not aware that self employed needs to be 25 or above to apply SBI card. Thankfully no cibil hit that time.
This time I tried my luck choosing salaried as this is FY closing, so approval chances are high.

 

[mailmenow]

No.
What was your cibil score and age and relation with SBI when you applied?
I applied last time in October and it was rejected bcoz I was not aware that self employed needs to be 25 or above to apply SBI card. Thankfully no cibil hit that time.
This time I tried my luck choosing salaried as this is FY closing, so approval chances are high.

Cibil was 785. I applied first time. No prior relationship to sbi cards. I have two savings account which is dormant/dead for 8+ yrs. I put it as self employed. No income asked, no marital status, no current address asked. Got approved instantly with 91k limit. Later I came to know that getting sbi card is not so easy

 

[GizaPyramid]

Got approved instantly with 91k limit.

Did they match with any of your existing card's limit or just allotted it randomly?

Later I came to know that getting sbi card is not so easy

Yes simply save and click are still not much hard to get but heard such things for cashback everywhere.
We are lucky then. 😜

 

[mailmenow]

Did they match with any of your existing card's limit or just allotted it randomly?

I don't have any other sbi cards

Yes simply save and click are still not much hard to get but heard such things for cashback everywhere.
We are lucky then. 😜

Yes we are

 

[GizaPyramid]

I don't have any other sbi cards

I mean any bank's card.

 

[bigbyte]

SBI has somehow tagged me as unworthy of sbi cashback card.
I have Savings account ( since 15+ years) and Credit Card (10+ years) with them and decent cibil score (800+).
Still whenever I apply a cashback card, it results in a CIBIL hit and rejection.
Wife ke cashback card se kaam chala raha hoon.

 

[Dazzwilliams]

SBI has somehow tagged me as unworthy of sbi cashback card.
I have Savings account ( since 15+ years) and Credit Card (10+ years) with them and decent cibil score (800+).
Still whenever I apply a cashback card, it results in a CIBIL hit and rejection.
Wife ke cashback card se kaam chala raha hoon.

They don't give Cashback card if they feel you're rich