Sbi cashback credit card application process 2025

[harsha1]

Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...

 

[b4bhar]

I had the issue and was unavailable to complete my account verification did it the next day via Sprint and received 1800.

Nice. Did they reduce the rewards now? Its only 1.4k now 🙁

 

[mailmenow]

sure. I will wait for the update. How much time did it take for you? Also, did you already started using the card? when will they add the joining fee?

Bro I already told you mine got approved instantly on 15th march. Card dispatched on 17th and delivered to me on 21st. Joining fee not yet deducted. Not yet used the card

 

[b4bhar]

Bro I already told you mine got approved instantly on 15th march. Card dispatched on 17th and delivered to me on 21st. Joining fee not yet deducted. Not yet used the card

I saw people mentioning 1.8k as the cashakaro rewards. Did they reduce it recently?

 

[b4bhar]

I had the issue and was unavailable to complete my account verification did it the next day via Sprint and received 1800.

Bro, how much time did it get for the rewards to be tracked in cashkaro? We're they auto tracked or did you raise a ticket with them?

 

[mailmenow]

I saw people mentioning 1.8k as the cashakaro rewards. Did they reduce it recently?

The cashkaro rewards was 1600 on 15th and 16th. I think it was a limited period offer at that time.

 

[mailmenow]

Bro, how much time did it get for the rewards to be tracked in cashkaro? We're they auto tracked or did you raise a ticket with them?

It takes 72hrs to get it tracked automatically . If it's not tracked and I couldn't see the same in rewards section or my order section, then raise the ticket only. Also it took maximum of 75days to confirm the rewards .

 

[Anindya98]

Bro, how much time did it get for the rewards to be tracked in cashkaro? We're they auto tracked or did you raise a ticket with them?

Auto-tracked and credited around 45 days later.

The cashkaro rewards was 1600 on 15th and 16th. I think it was a limited period offer at that time.

In 2023, it was 1800 when the card was first introduced for application on Cashkaro.
Now it ranges between 1200 to 1600.

 

[b4bhar]

Auto-tracked and credited around 45 days later.

Was the auto tracking immediate or did it take some time?

 

[mailmenow]

Was the auto tracking immediate or did it take some time?

Bro it takes maximum of 72hrs to get it auto tracked. Else you have to raise a missing ticket manually

 

[anirban09]

Was the auto tracking immediate or did it take some time?

Applied on 16th March at arround 9 pm. Autotracked on 19th March 8:43 pm. ₹1600.

 

[Anindya98]

Was the auto tracking immediate or did it take some time?

Within 72 Hrs

 

[mailmenow]

Applied on 16th March at arround 9 pm. Autotracked on 19th March 8:43 pm. ₹1600.

Without raising any missing ticket with cashkaro??
May I know were you able to complete the whole process via cashkaro itself without any stuck?

 

[b4bhar]

Without raising any missing ticket with cashkaro??
May I know were you able to complete the whole process via cashkaro itself without any stuck?

I think auto tracked means without raising any ticket.

 

[anirban09]

Without raising any missing ticket with cashkaro??
May I know were you able to complete the whole process via cashkaro itself without any stuck?

Autotracked, didn't raise any ticket.

After generating application no, cashkaro got stuck. It was showing something like 'you will be contacted within 24-48 hrs'. Did remaining things like ekyc through direct sprint website (retrieve application).

 

[b4bhar]

Autotracked, didn't raise any ticket.

After generating application no, cashkaro got stuck. It was showing something like 'you will be contacted within 24-48 hrs'. Did remaining things like ekyc through direct sprint website (retrieve application).

After KYC, did anyone from the bank reach you or was it directly approved? For me the status is validation.

 

[anirban09]

After KYC, did anyone from the bank reach you or was it directly approved? For me the status is validation.

Did ₹1 net banking kyc. Next day received call from Kolkata. She asked to upload salary account statement through NetBanking id and password. Submitted the same and application with Appcode. She told verification from Kolkata is done, next physical verification and final verification call from Gurgaon will be done.
But till now no call received for physical verification or Gurgaon verification.

 

[b4bhar]

Did ₹1 net banking kyc. Next day received call from Kolkata. She asked to upload salary account statement through NetBanking id and password. Submitted the same and application with Appcode. She told verification from Kolkata is done, next physical verification and final verification call from Gurgaon will be done.
But till now no call received for physical verification or Gurgaon verification.

Even i did the same 1/- net banking kyc. No call today from until now. Can we upload payslips as well?

 

[anirban09]

Even i did the same 1/- net banking kyc. No call today from until now. Can we upload payslips as well?

Yes. She asked for 3 months payslip OR salary account statement reflecting salary credit for last 3 consecutive months. She denied to accept any credit card statement.

 

[b4bhar]

Yes. She asked for 3 months payslip OR salary account statement reflecting salary credit for last 3 consecutive months. She denied to accept any credit card statement.

My rewards are auto tracked as well. But, there is no update from SBI. The status is in validation (12 to 24 hours) even though its more 24 hours. SBI being SBI!!

 

[anirban09]

My rewards are auto tracked as well. But, there is no update from SBI. The status is in validation (12 to 24 hours) even though its more 24 hours. SBI being SBI!!

Wait, lunch time is going on.
Its been a week, only 1 verification is done. But for my octane card, it was approved in just 14-15 hrs in August 2024. (Application submit, Vkyc, physical verification, Kolkata and Gurgaon verification all done in just 3hrs and next day early morning card got approved)