SBI Cashback Credit Card Application Process 2025

[harsha1]

Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...

 

[seasonedroaster]

Guys am new here

I applied for Cashback card a month back and finally after multiple escalations i finally got approval msg today morning

2 days back i got a call asking if i want to split my Limit since new card was approved for only 30K limit. So i asked to split it 50-50 between old and new

Now when i check the virtual card in app today after the approval text. It shows 50% reduced from simplyclick but Cahback has only 30K limit.

IDK where did the rest limit go

Is here anyway to solve this ?
How do i go about solving this or they would automatically inc the limit in new card in couple of days?

 

[Boy 07]

Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...

Whats your annual income ?

 

[vchouksey80]

Guys am new here

I applied for Cashback card a month back and finally after multiple escalations i finally got approval msg today morning

2 days back i got a call asking if i want to split my Limit since new card was approved for only 30K limit. So i asked to split it 50-50 between old and new

Now when i check the virtual card in app today after the approval text. It shows 50% reduced from simplyclick but Cahback has only 30K limit.

IDK where did the rest limit go

Is here anyway to solve this ?
How do i go about solving this or they would automatically inc the limit in new card in couple of days?

How did you escalate it? Mine was denied without proper reason,

 

[sambitpatro]

yes.

Chances are if you have a simplyclick card, they will deny you cashback card.

I have seen it happening as simplyclick and cashback card is a unlucky combo for people wanting cashback card too. I myself am a prime example.

I have seen prime card holders able to secure cashback card more easily but my brother is a prime card holder and he was denied cashback card lol so idk. It's quite ramdon their algorithm.

This isn't exactly true...i have a simply save credit card and got cashback card in the first attempt itself...

 

[sambitpatro]

Guys am new here

I applied for Cashback card a month back and finally after multiple escalations i finally got approval msg today morning

2 days back i got a call asking if i want to split my Limit since new card was approved for only 30K limit. So i asked to split it 50-50 between old and new

Now when i check the virtual card in app today after the approval text. It shows 50% reduced from simplyclick but Cahback has only 30K limit.

IDK where did the rest limit go

Is here anyway to solve this ?
How do i go about solving this or they would automatically inc the limit in new card in couple of days?

Wait till u get the card and activate it...after that check the limit if it's still not restored u can raise a complaint...also share ur fresh salary slips with them and ask them for limit enhancement

 

[Sobirvs]

This isn't exactly true...i have a simply save credit card and got cashback card in the first attempt itself...

combo is simplyclick/cashback is bad. Never said the same for simplysave.

 

[sambitpatro]

combo is simplyclick/cashback is bad. Never said the same for simplysave.

I doubt whether the combo of simply click/ cashback is unlucky... Ur card getting rejected may be due to many other criterias followed by sbi... so we cannot generalize this

 

[Sobirvs]

I doubt whether the combo of simply click/ cashback is unlucky... Ur card getting rejected may be due to many other criterias followed by sbi... so we cannot generalize this

yup, overleveraged, but i don't know anyone with simplyclick and cashback card.

 

[Anindya98]

yup, overleveraged, but i don't know anyone with simplyclick and cashback card.

Many have the combo

 

[kiwi195]

My mother has both, along with reliance sbi. Got cashback on her second try.