SBI Cashback credit card official benefits revised w.e.f. 1st May 2023

[BhaiyaJi]

REVISION OF BENEFITS ON CASHBACK SBI CARD:

With effect from 01 May 2023, following changes will be applicable on your CASHBACK SBI Card:

A. Below categories will not be eligible for Cashback benefit, apart from existing exclusions:

Category	Merchant Category Code (MCC)
Jewelry	5051, 5094, 5944, 7631
School & Educational Services	5111, 5192, 5942, 5943, 8211, 8220, 8241, 8244, 8249, 8299, 8351
Utilities	4814, 4900, 9399, 4816, 4899
Insurance Services	5960, 6300, 6381
Card, Gift, Novelty & Souvenir Shops	5947
Member Financial Institution/Quasi Cash	6011, 6012, 6051
Railways	4011, 4112

The Merchant Category Codes are defined by the Networks and are subjected to change basis their discretion and such changes shall be implemented basis communication from the Networks without any requirement for intimation/information to the customers.

B. Maximum Cashback that can be earned on online & offline spends in a statement cycle will be capped at `5000.

C. Complimentary Domestic Airport Lounge benefit will be discontinued.

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/tnc-Cashback-Card-Revision.pdf

 

[iamabhisekagar]

Aaj Subah hi bhai ko 7.5% disc. pe Swiggy Voucher dilwaya...wah good escape!

 

[SSV]

Aaj Subah hi bhai ko 7.5% disc. pe Swiggy Voucher dilwaya...wah good escape!

I think once they started 5 % CB campaign, they must have slashed it to 2.5%

 

[iamabhisekagar]

I think once they started 5 % CB campaign, they must have slashed it to 2.5%

Now I think Airtel Axis CC may get a Swiggy Devaluation

 

[iamabhisekagar]

Anybody can confirm getting 5% cashback in 1mg?

 

[4uziaul]

Anybody can confirm getting 5% cashback in 1mg?

Yeh sirf ek hi Banda confirm kar sakta hai Vishesh Bansal 😁

 

[SSV]

Anybody can confirm getting 5% cashback in 1mg?

Can't remember whether I used it on onemg or not..
For sure I used it on Apollo and Medplusmart.. for both I received 5% CB on SBI CB card.

 

[SSV]

Anybody can confirm getting 5% cashback in 1mg?

There is no reason to exclude onemg, considering I got Cb on Apollo pharmacyh and medplus mart.

 

[iamabhisekagar]

There is no reason to exclude onemg, considering I got Cb on Apollo pharmacyh and medplus mart.

MCC can be different in payment page

 

[SSV]

MCC can be different in payment page

Could be, but I am 99% sure, you will get 5% CB.. as medical business is big mafi* and have massive margins...

 

[VISHESH_BANSAL]

Anybody can confirm getting 5% cashback in 1mg?

I purchase medicines offline.
Apne ghar ke saamne wala chemist MRP pe flat minimum 20% off deta hai.

Jispe discount jada hota hai uspe accordingly jada deta hai.

Abb toh Godi ji ne chemist ki shop open karwa di hai, jgah jgah.
Atleast Delhi m toh hai.

Humare mohalle m hai.

Aaj leke aaya thha Around 300 MRP ki medicine Rs.70 m mili only.

Rs.70 Cred RUPAY CC UPI se pay kare.
Cred ne bhi 12 ka cashback diya.

 

[SSV]

MCC can be different in payment page

what I do again...
I buy Apollo GV from GD = 10% off + 5% CB
and buy medicine for 2k from Apollo pharmacy App to get 15% off and free delivery

Total 30% off on 2k medicines

 

[iamabhisekagar]

I purchase medicines offline.
Woh MRP pe flat minimum 20% off deta hai.

Jispe discount jada hota hai uspe accordingly jada deta hai.

Abb toh Godi ji ne chemist ki shop open karwa di hai, jgah jgah.
Atleast Delhi m toh hai.

Humare mohalle m hai.

Aaj leke aaya thha Around 300 MRP ki medicine Rs.70 m mili only.

70 Rs Cred RUPAY CC UPI se pay kare.
Cred me bhi 12 ka cashback diya.

12 Rupiyaa Cashback cred pe!

 

[SSV]

what I do again...
I buy Apollo GV from GD = 10% off + 5% CB
and buy medicine for 2k from Apollo pharmacy App to get 15% off and free delivery

Total 30% off on 2k medicines

MCC can be different in payment page

The only downside to this Apollo GV is, you have to use the whole amount in one go ( no partial redemption) within 6 months I think...

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Cred

Cred

BRED. 🙂

 

[iamabhisekagar]

The only downside to this Apollo GV is, you have to use the whole amount in one go ( no partial redemption) within 6 months I think...

Actually I have Care Plan in 1mg...plus Tata Neu has offer of 250 bonus neucoins in Rs 2500 + bday month bonus of 10% + 5% neucoins on regular purchase + 5% cashback cc

 

[SSV]

Actually I have Care Plan in 1mg...plus Tata Neu has offer of 250 bonus neucoins in Rs 2500 + bday month bonus of 10% + 5% neucoins on regular purchase + 5% cashback cc

understood... as I said before each case is different.. I am sure you will get 5% CB on SBI CB card..
I will have to check all my records to confirm this, which is time consuming thing for me.

 

[iamabhisekagar]

understood... as I said before each case is different.. I am sure you will get 5% CB on SBI CB card..
I will have to check all my records to confirm this, which is time consuming thing for me.

I can alternatively get AGV using @Abhishek012 wala website and pay using it as it is surely providing 5% Cashback

 

[SSV]

good night guys...

 

[Chaitanya-a]

what I do again...
I buy Apollo GV from GD = 10% off + 5% CB
and buy medicine for 2k from Apollo pharmacy App to get 15% off and free delivery

Total 30% off on 2k medicines

Apollo is very good when considering GV discount. But their service is below average. No professionalism. Keep delaying the order. Almost every time when I order, it gets stuck at Packing for several days. And their team have no clue why. Have to cancel & reorder from them only coz refund is issued to GV. I've seen the delivery after 20 days when promised 3 days.

Traditional e-medicine companies like 1MG, Netmeds & Pharmeasy are best with hassle free experience everytime.

 

[iamabhisekagar]

I am doubtful about 5% cashback....let's see