SBI Cashback credit card official benefits revised w.e.f. 1st May 2023

[BhaiyaJi]

REVISION OF BENEFITS ON CASHBACK SBI CARD:

With effect from 01 May 2023, following changes will be applicable on your CASHBACK SBI Card:

A. Below categories will not be eligible for Cashback benefit, apart from existing exclusions:

Category	Merchant Category Code (MCC)
Jewelry	5051, 5094, 5944, 7631
School & Educational Services	5111, 5192, 5942, 5943, 8211, 8220, 8241, 8244, 8249, 8299, 8351
Utilities	4814, 4900, 9399, 4816, 4899
Insurance Services	5960, 6300, 6381
Card, Gift, Novelty & Souvenir Shops	5947
Member Financial Institution/Quasi Cash	6011, 6012, 6051
Railways	4011, 4112

The Merchant Category Codes are defined by the Networks and are subjected to change basis their discretion and such changes shall be implemented basis communication from the Networks without any requirement for intimation/information to the customers.

B. Maximum Cashback that can be earned on online & offline spends in a statement cycle will be capped at `5000.

C. Complimentary Domestic Airport Lounge benefit will be discontinued.

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/tnc-Cashback-Card-Revision.pdf

 

[Strange]

Sorry if it is off topic is icici amazon pay credit card offers 1 percent cashback on paytm wallet load can anyone confirm please

Yes but you have to pay 2.35% charge for adding money to wallet.

 

[Rahul Gupta]

Yes but you have to pay 2.35% charge for adding money to wallet.

Sometimes there is a cashback offer of 1.5%. So it brings down the fees to .85%.

 

[Strange]

Sometimes there is a cashback offer of 1.5%. So it brings down the fees to .85%.

If you transfer wallet to bank after adding money regularly then they will add surcharge. 😂🤣

 

[Rahul Gupta]

If you transfer wallet to bank after adding money regularly then they will add surcharge. 😂🤣

Thats why either load once in three months or use a merchant account to take out money.

 

[SwastikMaheshwary]

Yes.

Is it still the same MCC Code, Inshort can I still get 5% through magicpin with Sbi Cashback card?

 

[VISHESH_BANSAL]

Is it still the same MCC Code, Inshort can I still get 5% through magicpin with Sbi Cashback card?

Do not know.
I did not used it recently

 

[NikhilG]

Do not know.
I did not used it recently

Did anyone do online transactions in international websites, like kiwi.com or foreign flight carriers? Will they give 5 percent cashback?

 

[ghost2050]

Did anyone do online transactions in international websites, like kiwi.com or foreign flight carriers? Will they give 5 percent cashback?

I dont know about them but i have got 5% cash back on booking international flights on xpedia.

 

[NikhilG]

I dont know about them but i have got 5% cash back on booking international flights on xpedia.

xpedia is an indian company i guess, you paid in inr, right?

 

[ghost2050]

xpedia is an indian company i guess, you paid in inr, right?

Its an american company but i have paid in INR on expedia.in

 

[Rahul Gupta]

Its an american company but i have paid in INR on expedia.in

You paid in inr to a overseas company? You know you have to pay insane conversion rates + the new fees.

 

[NikhilG]

You paid in inr to a overseas company? You know you have to pay insane conversion rates + the new fees.

he paid to xpedia.in indian domain fully own subsidiary of xpedia usa. So no fees for him My original remain unanswered. Try to pay directly to airline company online in another currency. Do we get cashback?

 

[Rahul Gupta]

he paid to xpedia.in indian domain fully own subsidiary of xpedia usa. So no fees for him My original remain unanswered. Try to pay directly to airline company online in another currency. Do we get cashback?

I think so. because condition is all online transaction excluding some catergories and international transaction are not mentioned in excluded list.

 

[cc_newbie]

Do Swiggy giftcards bought through Flipkart give 5% cashback?

 

[RishiKiDev]

Do Swiggy giftcards bought through Flipkart give 5% cashback?

Yes. Even if you buy from amazon it will give 5% cb

 

[Lobogris]

he paid to xpedia.in indian domain fully own subsidiary of xpedia usa. So no fees for him My original remain unanswered. Try to pay directly to airline company online in another currency. Do we get cashback?

I purchased tickets to Korea from Vietjet and got 5% cashback. However this was in April, before the change took place. Even I want to know if we would get cashback on purchase of airline tickets from domestic and international airlines?

 

[ghost2050]

I purchased tickets to Korea from Vietjet and got 5% cashback. However this was in April, before the change took place. Even I want to know if we would get cashback on purchase of airline tickets from domestic and international airlines?

I have booked international tickets from xpedia. Got 5%.

 

[ghost2050]

You paid in inr to a overseas company? You know you have to pay insane conversion rates + the new fees.

I paid on Indian domain. I havent paid any conversation fees dont worry

 

[NikhilG]

Does anyone have any idea that if flipkart axis bank card gives 5 percent cashback over and above instant discount for the purchase? Is it true? If yes then do you think joining fee of 500 +gst and same at the time of renewal makes sense? does Axis bank also reverse the fee?

 

[Deleted member 11974]

Does anyone have any idea that if flipkart axis bank card gives 5 percent cashback over and above instant discount for the purchase? Is it true? If yes then do you think joining fee of 500 +gst and same at the time of renewal makes sense? does Axis bank also reverse the fee?

i dont think double dipping is allowed
but even apart from it one time fee payment mein flipkart ka voucher milta hai
and milestone pohochne pe reversal