SBI Cashback credit card official benefits revised w.e.f. 1st May 2023

[BhaiyaJi]

REVISION OF BENEFITS ON CASHBACK SBI CARD:

With effect from 01 May 2023, following changes will be applicable on your CASHBACK SBI Card:

A. Below categories will not be eligible for Cashback benefit, apart from existing exclusions:

Category	Merchant Category Code (MCC)
Jewelry	5051, 5094, 5944, 7631
School & Educational Services	5111, 5192, 5942, 5943, 8211, 8220, 8241, 8244, 8249, 8299, 8351
Utilities	4814, 4900, 9399, 4816, 4899
Insurance Services	5960, 6300, 6381
Card, Gift, Novelty & Souvenir Shops	5947
Member Financial Institution/Quasi Cash	6011, 6012, 6051
Railways	4011, 4112

The Merchant Category Codes are defined by the Networks and are subjected to change basis their discretion and such changes shall be implemented basis communication from the Networks without any requirement for intimation/information to the customers.

B. Maximum Cashback that can be earned on online & offline spends in a statement cycle will be capped at `5000.

C. Complimentary Domestic Airport Lounge benefit will be discontinued.

https://www.sbicard.com/sbi-card-en/assets/docs/pdf/tnc/tnc-Cashback-Card-Revision.pdf

 

[RishiKiDev]

okay, and does it say my name on card or I can have my family member's name on it?

You will have your family members name on it

 

[NikhilG]

is it okay, if I apply and I don't use it? Also I am sending an email to sbi next month to make my sbi cashback card free of cost. Would having a add on card affect their decision in a negative way?

 

[RishiKiDev]

is it okay, if I apply and I don't use it? Also I am sending an email to sbi next month to make my sbi cashback card free of cost. Would having a add on card affect their decision in a negative way?

Yep no problem if you apply and don't use it.
No it won't affect their decision

 

[insight]

is add on card for sbi cashback credit card chargeable? What exactly is the use of add on card? I see swiggy one free for 3 months on add on credit card, I am thinking to get this. Is there any disadvantage of getting a add on card?

is it okay, if I apply and I don't use it? Also I am sending an email to sbi next month to make my sbi cashback card free of cost. Would having a add on card affect their decision in a negative way?

Let us know how it goes.

 

[wapenshaw]

okay, and does it say my name on card or I can have my family member's name on it?

the main card will have your name, the addon card will have your family member's name

 

[Harry1]

 

[BeingIncog]

great you are contradicting sentence in your signature. good work.

 

[mojo_jojo123]

sbi cashback card 5k limit is per calander month or per billing cycle

 

[iAmPm]

sbi cashback card 5k limit is per calander month or per billing cycle

Maximum Cashback that can be earned on online and offline spends in a statement cycle will be capped at Rs.5,000. Post reaching the capped limit of Rs.5,000, spends with CASHBACK SBI Card for that statement month will not earn any CASHBACK.

 

[shutapdiya]

@Abhishek012 kitni khushi ki baat hai

 

[Abhishek012]

@Abhishek012 kitni khushi ki baat hai

Kuch nahi hoga, sab afwa hai.

Ja kar SBI cashback credit card apply karo.

 

[wapenshaw]

abeyyyy I just got this card today

 

[Harry1]

great you are contradicting sentence in your signature. good work.

Just FYI, when u dislike a post, it doesn't reduce my reaction count or shows up negatively, in fact it increases. You can dislike all my posts🤣.

I have just added you to my ignore list, so I won't see any of ur further comments. U can do the same, if u feel same way😅. That's the best feature of this forum to avoid such cases😁.

 

[shutapdiya]

Kuch nahi hoga, sab afwa hai.

Ja kar SBI cashback credit card apply karo.

Ab apply karne kya bacha mai to already nicod ke baitha hu is card ko,aur abhi bhi nichod hi raha hu

 

[wapenshaw]

@VISHESH_BANSAL

All depends upon MCC. I will check which MCC Amazon is tagging for gift card purchases , and then Update here

Does the cash back apply to international transactions but in rupees, like for the epic game store or steam where you need to enable international but the charge is in rupees

 

[ragz]

Ab apply karne kya bacha mai to already nicod ke baitha hu is card ko,aur abhi bhi nichod hi raha hu

Kuch tips share karo bhai.. Kaise?? Omnicard wala trick to band ho gaya 😜

 

[shutapdiya]

Kuch tips share karo bhai.. Kaise?? Omnicard wala trick to band ho gaya 😜

@Abhishek012 ki sari post dekh lo raste apne aap mil jayege

 

[SSV]

@VISHESH_BANSAL

Does the cash back apply to international transactions but in rupees, like for the epic game store or steam where you need to enable international but the charge is in rupees

Yes . .

 

[SSV]

@VISHESH_BANSAL

Does the cash back apply to international transactions but in rupees, like for the epic game store or steam where you need to enable international but the charge is in rupees

See this is the exclusion list of MCC that won’t fetch any CB.. In this your gaming web sites are not there. In case you are wondering if you will get CB on foreign transactions, you will definitely get..

 

[mojo_jojo123]

Maximum Cashback that can be earned on online and offline spends in a statement cycle will be capped at Rs.5,000. Post reaching the capped limit of Rs.5,000, spends with CASHBACK SBI Card for that statement month will not earn any CASHBACK.

so if billing cycle is from 4th - 3rd , then I can do 1L on 1st get 5k .. and 1L on 5th and get 5k ? since this will be in different statement cycle