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SBI CC Rejects all my Applications

chnleo

TF Select
I hold Axis, hdfc, icici and idfc with limits ranging from 5.5 to 15L. No bank rejected my cc applications. My present cibil score is 783. Since more then a year, I have been trying Sbi cc from simply click to elite cards. All my applications are outrightly rejected! It is the only card missing from my stable.

First reason was that my work place was not locatable! Later the reason was that it seems I need to wait for a year to reapply! Is it true??
 
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Which all do you have? List posted somewhere?
Hdfc- mb+ ltf, swiggy paid, rupay ltf, pixel visa ltf, pixel rupay
Bob- premier ltf, hp energie ltf
Idfc- millenia ltf
Rbl- shoprite ltf
Federal - wave rupay ltf, imperio ltf
Yes bank- ace paid
Axis bank- neo ltf, myzone ltf, airtel paid
Indusind - legend ltf, rupay ltf
Icici- coral ltf, apay ltf, platinum ltf
Au bank- lit ltf, rupay ltf

Now its more than 16😉
 
My Cashback card got rejected in Jan and I reapplied and got card last week. When they rejected, "due to internal policy" I asked for reason and went till PNO, got lame reason saying KYC mismatch, but next application got approved..

1. How did you manage to reapply for the SBI Cashback Credit Card within 3 months of the initial rejection date? Did you encounter any issues or restrictions during the reapplication process?

2. Typically, SBI's Sprint application system may display a message indicating that you've already applied for the card or require you to wait for a certain period. Did you face any such issues?
3. Did you change your phone number or any other details (e.g., address, income, etc.) before reapplying for the credit card?
 
1. How did you manage to reapply for the SBI Cashback Credit Card within 3 months of the initial rejection date? Did you encounter any issues or restrictions during the reapplication process?

2. Typically, SBI's Sprint application system may display a message indicating that you've already applied for the card or require you to wait for a certain period. Did you face any such issues?
3. Did you change your phone number or any other details (e.g., address, income, etc.) before reapplying for the credit card?
I used my alternative phone number, which is not linked to any other banking system. But for verification, they had called my Primary number. Asked if I have any other SBICard, I mentioned the one card which I have. Rest all info in application was same.
 
I currently hold SimplyClick with a meagre limit of Rs 20,000 for more that 6 months now. Tried increasing it through the app but it gets declined immediately. Today I tried applying for BPCL as a second SBI CC and it was declined immediately. There are no 2nd card offers for me in the SBI Card app as well. Cibil hit was done and this is the reason I got.

Application Declined
Your application could not be processed as it does not meet our internal policy criteria.

Anyone know how to get a second SBI CC?
 
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