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SBI CC vs Axis CC

Credit Karma

TF Premier
I'm having hard time deciding which one is best between SBI SimplySAVE CC and Axis Flipkart CC and that is specifically for Offline spends.

I know that Axis Flipkart offers 1.5% cashback on offline spends.

On the other hand SBI SimplySAVE offers 1.67% on offline spends. (10 RPs on 150 purchase for departmental stores,Dining, movies and groceries).

Which one is best for offline spends specifically for departmental stores,Dining, movies and groceries?

And why most people don't want SBI SimplySAVE?

Can both cards be issued on Rupay platform?

Can SBI SimlySave be used for UPI payments?

And can SBI SimlySave be used for bank discounts?

Do share your thoughts and experiences ☺️
 
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