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SBI Club Vistara Prime

nivek

TF Buzz
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I have a simplyclick credit card which I have been using for the past 3+ years and I tried applying for the Club Vistara Prime credit card using the SBI Cards website but they rejected my application. They did not ask for any income proof or anything. I am not sure why this happened. How to get the card if not through the online method as I think SBI bank branches are separate entities and do not support credit card issuance directly.
 
I have a simplyclick credit card which I have been using for the past 3+ years and I tried applying for the Club Vistara Prime credit card using the SBI Cards website but they rejected my application. They did not ask for any income proof or anything. I am not sure why this happened. How to get the card if not through the online method as I think SBI bank branches are separate entities and do not support credit card issuance directly.
Contact customer care and ask them if any upgrade is available.
 
I have a simplyclick credit card which I have been using for the past 3+ years and I tried applying for the Club Vistara Prime credit card using the SBI Cards website but they rejected my application. They did not ask for any income proof or anything. I am not sure why this happened. How to get the card if not through the online method as I think SBI bank branches are separate entities and do not support credit card issuance directly.
1) Did you miss any payments with SBI in past? If yes, then maybe that's the reason. Banks usually don't tend to offer their cards/offers if a person is not paying bills on time.

2) You should consider checking your CIBIL Score before applying online. Highest chances of getting approval would be over 770+. If lower than that, you should work on increasing your CIBIL Score

3) If you have paid all your bills on time and your CIBIL Score is excellent, then you should consider applying for the card through SBI Sprint website once. Mostly the card gets approval within a week. Sometimes they may ask for physical verification of home and office address but didn't happen in my case.
 
I had tried applying for SBI Prime through a lady at SBI Desk in Delhi Departures and she literally asked by threatening me,
"aapke paas pehle se SBI ka Credit Card hain toh aapko aur cards nahi milenge" and she wasted two enquires on my CIBIL😖😫
Oh ok, My case was different. I requested her for Offline.
 
1) Did you miss any payments with SBI in past? If yes, then maybe that's the reason. Banks usually don't tend to offer their cards/offers if a person is not paying bills on time.

2) You should consider checking your CIBIL Score before applying online. Highest chances of getting approval would be over 770+. If lower than that, you should work on increasing your CIBIL Score

3) If you have paid all your bills on time and your CIBIL Score is excellent, then you should consider applying for the card through SBI Sprint website once. Mostly the card gets approval within a week. Sometimes they may ask for physical verification of home and office address but didn't happen in my case.
I applied for Club Vistara Sbi Card through Sprint. After pan and work details, I got text message of conditional approval with 20k limit! Sprint didn't even ask for income details. In the next step, it changed the card variant to SimplySave. I paused application and contacted CC, they said the incomplete application is showing as Club Vistara in their system....completed application and received SimplySave in 3-4 days.. Called them again and cancelled without activating...
 
I applied for Club Vistara Sbi Card through Sprint. After pan and work details, I got text message of conditional approval with 20k limit! Sprint didn't even ask for income details. In the next step, it changed the card variant to SimplySave. I paused application and contacted CC, they said the incomplete application is showing as Club Vistara in their system....completed application and received SimplySave in 3-4 days.. Called them again and cancelled without activating...
Did you receive any verification calls after applying? When I applied for Vistara Prime Card, I received a verification call in which entire schedule of benefits was explained to me with card variant and joining/annual fees of the card. I was also asked if I wanted to change the card variant or if any SBI agent charged me any money for applying the card.
 
Did you receive any verification calls after applying? When I applied for Vistara Prime Card, I received a verification call in which entire schedule of benefits was explained to me with card variant and joining/annual fees of the card. I was also asked if I wanted to change the card variant or if any SBI agent charged me any money for applying the card.
No calls this time. But I received these verification calls before for other cards like Prime pro (offline) and Cashback (sprint).
 
So when your attempted 3rd time, were your permanent address, current address, and office address were all in same city ?

Moreover, they generally fetch address from aadhar right, so that aadhar city matched your office city ?
Only Permanent address and current address are the same. My office address is more than 1700 kms from my home.
 
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