SBI Debit card RP capping

[binitbhalotia]

SBI Debit card -

"Earn up to 10,000 SBI Reward Points every month with a cap of Rs. 1,000/- per transaction."

Can anyone here explain what is this cap of Rs 1000 per transaction means?
Will I not earn any RP if my transaction is greater than ₹1000?

 

[6ix9ine]

SBI Debit card -

"Earn up to 10,000 SBI Reward Points every month with a cap of Rs. 1,000/- per transaction."

Can anyone here explain what is this cap of Rs 1000 per transaction means?
Will I not earn any RP if my transaction is greater than ₹1000?

No, that's a typo. You will get 2 points for every ₹200 spent. That's actually restriction of 1000 points per transaction, not ₹1000.

So, you can only do a single ₹1 lakh transaction to hit the per-transaction cap. The maximum limit for the month is ₹10 lakh.

P.S. I'm assuming you are asking about the physical card.

 

[CC_Exuberant]

What about VDC SBI DC ? What is the max limit of both rewards and eligible transactions in a month ? Thank you!

 

[chiefwhowahoo]

What about VDC SBI DC ? What is the max limit of both rewards and eligible transactions in a month ? Thank you!

for VDC the terms and conditions are different, you are only allowed to do 50000 rupees transaction in a day which would earn you, 50000/200 * 4, 1000 points which is as per the cap limit defined.

and in a month you can only do a total of 500000 rupees of transaction anything above this would not earn you any reward points as the cap of 10000 rp would already have been achieved

From the physical card this is half as the reward points earned for transaction via VDC is double of physical

 

[Raghu080]

Do we earn reward points for credit card payment done through sbi vdc on Cred app? On Mobikwik I am earning the points now I want to use Cred.

Let me know please if anybody has earned reward points through cred .

 

[iamdhamo]

Do we earn reward points for credit card payment done through sbi vdc on Cred app? On Mobikwik I am earning the points now I want to use Cred.

Let me know please if anybody has earned reward points through cred .

If u want to use dc via cred then bill amt must be above 50k and not sure if rps come. Also sbi VDC has 50k limit per day for normal account. So U can use sbi unipay n pay ur dues to get point

No idea Abt mobikiwik

 

[Baki]

Do freecharge gives reward on SBI VDC ?

 

[6ix9ine]

Do freecharge gives reward on SBI VDC ?

Y E S

 

[some1anywhere]

OK so came to know that milestone per lakh points are definitely not counted in the monthly 10K capping. That's good

 

[sudhaacademy]

Earn Reward Points every time you spend with your SBI Debit Card! Note: Reward Points are subject to monthly capping based on your card type. Make the most of your purchases while staying within the limits. Check your card’s RP cap and redeem exciting rewards. Terms and conditions apply.

 

[zaid_2913]

@iamdhamo can you please tell me after recent devaluation by sbi for virtual debit card. Is there any difference between physical and virtual debit card on unipay.

 

[Çàrdøhôlïç]

@iamdhamo can you please tell me after recent devaluation by sbi for virtual debit card. Is there any difference between physical and virtual debit card on unipay.

Since bonus points are removed vdc and pdc both have same reward rate right?

Milestone points of 1k per lakh spend would be applicable for vdc and pdc

 

[iamdhamo]

@iamdhamo can you please tell me after recent devaluation by sbi for virtual debit card. Is there any difference between physical and virtual debit card on unipay.

Both are same now and for milestone spending they say it will be credited by October