SBI Insta Plus Savings account

[PANK]

My brother wants to open account in SBI
We come account insta plus savings account in which vkyc is available

I want to know can we make it zero charges account like kotak 811 by not opting for physical debit card ( using virtual debit card ) and sms alert facility

Is this possible in SBI

 

[varun__goel_]

My brother wants to open account in SBI
We come account insta plus savings account in which vkyc is available

I want to know can we make it zero charges account like kotak 811 by not opting for physical debit card ( using virtual debit card ) and sms alert facility

Is this possible in SBI

FYF physical DC is issued. I haven't been charged SMS charges till date

Later apply for virtual DC and before completion of 1yr close the physical DC.

But remember if you ever forget your netbanking login credentials, you will either need profile password or you will have to visit branch.

So better note down login credentials, profile password and virtual DC details somewhere safe😉

 

[thomasjackson]

Afaik, there are no sms alert charges for sbi. also debit card charges are first year free. You can hotlist it at the end of the year and apply for a virtual card

 

[PANK]

In how many days full kyc is completed after vkyc in SBI account

 

[varun__goel_]

In how many days full kyc is completed after vkyc in SBI account

Account is opened under full kyc state only after performing vkyc.

 

[PANK]

Account is opened under full kyc state only after performing vkyc.

I have completed vkyc on 2 may successful on the date of opening account but still I am unable to withdraw funds from my SBI account

Which I called coustomer care they are telling you have to visit branch as they can't check kyc status of account
On mail they are saying same thing

 

[varun__goel_]

I have completed vkyc on 2 may successful on the date of opening account but still I am unable to withdraw funds from my SBI account

Which I called coustomer care they are telling you have to visit branch as they can't check kyc status of account
On mail they are saying same thing

Was account no alloted before vkyc?

 

[PANK]

Was account no alloted before vkyc?

I got my account number via email
And SBI Internet Banking. Use Username by sms

All these details received after doing vkyc

 

[varun__goel_]

I got my account number via email
And SBI Internet Banking. Use Username by sms

All these details received after doing vkyc

Then it should be full kyc account

What's the error?
Share SS

 

[PANK]

Then it should be full kyc account

What's the error?
Share SS

UPI error screen shot right

 

[varun__goel_]

UPI error screen shot right

Whatever the error, share here

Are you able to IMPS/NEFT?
or issue is just with UPI?

 

[enbee]

This account type doesn't supports account aggregator

 

[PANK]

Whatever the error, share here

Are you able to IMPS/NEFT?
or issue is just with UPI?

UPI has transaction failure and neft via net banking display below error

 

[Aditikpurohit]

Lcpc from backend will remove debit freeze
you might have to visit branch they might ask you to fill the form, take your adhaar pan it will be done in aday or two

 

[PANK]

Lcpc from backend will remove debit freeze
you might have to visit branch they might ask you to fill the form, take your adhaar pan it will be done in aday or two

Any possible reason for this action from bank end

 

[PANK]

After filling form from branch kyc was completed next day and all restrictions were removed
I have a question does this account have cash deposit facility if yes then
No of free deposit in a month for home and non home branches and deposit limit

Thanks a lot in advance

 

[varun__goel_]

After filling form from branch kyc was completed next day and all restrictions were removed
I have a question does this account have cash deposit facility if yes then
No of free deposit in a month for home and non home branches and deposit limit

Thanks a lot in advance

It is same as regular account opened via branch. There's no difference in both the accounts

Check SoC for detailed charges

 

[PANK]

It is same as regular account opened via branch. There's no difference in both the accounts

Check SoC for detailed charges

Ok we have to minimum balance like regular amount right

 

[doraemon]

Ok we have to minimum balance like regular amount right

No min balance in sbi
It's a zero balance

 

[Aditikpurohit]

After filling form from branch kyc was completed next day and all restrictions were removed
I have a question does this account have cash deposit facility if yes then
No of free deposit in a month for home and non home branches and deposit limit

Thanks a lot in advance

Exactly what i told you