SBI Insta Plus Savings account

[PANK]

My brother wants to open account in SBI
We come account insta plus savings account in which vkyc is available

I want to know can we make it zero charges account like kotak 811 by not opting for physical debit card ( using virtual debit card ) and sms alert facility

Is this possible in SBI

 

[praful47]

I did an IMPS transaction of ₹1 via net banking and it was successful.

Should I start transacting or wait for sometime?

 

[Das.N]

I did an IMPS transaction of ₹1 via net banking and it was successful.

Should I start transacting or wait for sometime?

Probably their documents scrutiny is completed that's why you are able to do transaction,
But for security reasons you can avoid large transactions till the mentioned timeline.

 

[praful47]

POS limit is ₹75k but the maximum limit allowed is ₹50 k.
Why is it so ..

 

[Das.N]

POS limit is ₹75k but the maximum limit allowed is ₹50 k.
Why is it so ..

Which variant card did you receive?

 

[praful47]

Which variant card did you receive?

Not received yet but I applied for visa global

 

[praful47]

Not received yet but I applied for visa global

How to make this atm look attractive?

 

[Das.N]

How to make this atm look attractive?

By applying another card variant from net banking

 

[praful47]

By applying another card variant from net banking

Which one ?
They are sending same design for rupay visa and mastercard

 

[praful47]

POS limit is ₹75k but the maximum limit allowed is ₹50 k.
Why is it so ..

@Das.N ? ?

 

[Sourabh_13]

By applying another card variant from net banking

...or by applying for an ATM card that looks worse than this

 

[Das.N]

Which one ?
They are sending same design for rupay visa and mastercard

In internet banking you have some better looking cards offered by SBI, And in "My cards" section you can semi-customise your card. Don't use yono for ordering new card, use Internet banking

 

[Das.N]

@Das.N ? ?

I have not seen this before, so, truth is I don't have any specific answer for this query.
Probably it will unlock full limit after some days or some number of transactions.
In my case, I can easily set to 75K.
And if it's not unlocked after 1-2 weeks/ some transactions, you have to contact sbi customer care, I guess.

 

[praful47]

In internet banking you have some better looking cards offered by SBI, And in "My cards" section you can semi-customise your card. Don't use yono for ordering new card, use Internet banking View attachment 54591View attachment 54593

Charges ? ?

 

[praful47]

I have not seen this before, so, truth is I don't have any specific answer for this query.
Probably it will unlock full limit after some days or some number of transactions.
In my case, I can easily set to 75K.
And if it's not unlocked after 1-2 weeks/ some transactions, you have to contact sbi customer care, I guess.View attachment 54594

You have yono vkyc account?

 

[Das.N]

You have yono vkyc account?

No, this SBI account is the oldest account for me, opened it on 2010 offline when I was a student (minor).

 

[Das.N]

Charges ? ?

Same charges like yono offered cards.

 

[praful47]

No, this SBI account is the oldest account for me, opened it on 2010 offline when I was a student (minor).

i have heard all the sbi accounts have been converted zero balance

 

[Das.N]

i have heard all the sbi accounts have been converted zero balance

Yes, all accounts are zero balance now

 

[Das.N]

I was gathering information from you, because my sister has to open a sbi account.
I heard, SBI people were selling insurance forcefully while opening a new account offline.
So, She wanted to open vkyc zero balance account.
But if there are so many differences between online and offline account, we may search for another bank for offline account.

 

[girish3456]

No min balance in sbi
It's a zero balance

Ya in sbi, from COVID - they have made the account with zero balance account irrespective the account type which is a good move from the bank and is beneficial to customers