Sbi prime closure/downgrade

[Shroud]

I have Sbi prime card which I no longer intend to use and thinking of closing it. I have some questions regarding the call from retention team -

1) Can I negotiate this card for conversion to LTF?
(Has anyone on the forum been successful in getting this card LTF?)
2) Can I ask them to downgrade this card to sbi cashback cc?
3) Should I ask them to give me Simplyclick/Simplysave LTF just for offers?
(These cards are way too pathetic to even keep in wallet but still....)

 

[D₹V]

I have Sbi prime card which I no longer intend to use and thinking of closing it. I have some questions regarding the call from retention team -

1) Can I negotiate this card for conversion to LTF?
(Has anyone on the forum been successful in getting this card LTF?)
2) Can I ask them to downgrade this card to sbi cashback cc?
3) Should I ask them to give me Simplyclick/Simplysave LTF just for offers?
(These cards are way too pathetic to even keep in wallet but still....)

1. Yes
2. Downgrade possible but not with cashback
3. Probably yes.

 

[Shroud]

1. Yes
2. Downgrade possible but not with cashback
3. Probably yes.

Can I downgrade and negotiate for Sbi irctc card premier LTF?

 

[D₹V]

Can I downgrade and negotiate for Sbi irctc card premier LTF?

Downgrade possible but chargeable.

LTF is only possible after card issued & spend at some extent.

 

[Begger]

I have Sbi prime card which I no longer intend to use and thinking of closing it.

Sorry, not an answer, but which card is going to replace your Prime? I just want to know as I have the same card, and I might follow you. 😉

 

[Shroud]

Sorry, not an answer, but which card is going to replace your Prime? I just want to know as I have the same card, and I might follow you. 😉

I'm trying to get AU Zenith LTF as my company is in the employer list so it would have similar benefits offered + extra railway lounge access and 5% on dining as well

 

[Begger]

I'm trying to get AU Zenith LTF as my company is in the employer list so it would have similar benefits offered + extra railway lounge access and 5% on dining as well

It looks like an interesting card; dining 5% is excellent considering that you can directly swipe without going through different apps. I don't know how stable is the bank setup though.

 

[Shroud]

It looks like an interesting card; dining 5% is excellent considering that you can directly swipe without going through different apps. I don't know how stable is the bank setup though.

Some of my friends are pretty satisfied with the bank's services especially their digital products. So, I thought I would also give it a try 😏

 

[Begger]

Some of my friends are pretty satisfied with the bank's services especially their digital products. So, I thought I would also give it a try 😏

How to check if the company is on the employer list? If you are getting it as LTF, it's an amazing offer!

 

[Shroud]

How to check if the company is on the employer list? If you are getting it as LTF, it's an amazing offer!

Check this thread -

AU Bank Credit Card - How To Get Lifetime Free Credit Card From AU Bank - Lifetime Free Company List

Hello everyone, AU Bank offers lifetime free credit card to government employees & a few MNC employees. If you work for a company that comes under AU Bank's lifetime free credit card list, you can get a lifetime free credit card from AU Bank (Any credit card/Unconditional LTF). Check if your...

www.technofino.in

 

[rayhan12]

if I want to close/deactivate my sbi prime credit card, should I call customer care or email them ?
What's the best process ?

 

[sourpai]

if I want to close/deactivate my sbi prime credit card, should I call customer care or email them ?
What's the best process ?

You can put a card closure request via SBI Cards app... they will call you to confirm

 

[rayhan12]

You can put a card closure request via SBI Cards app... they will call you to confirm

Thanks for the info. Should I negotiate or something ?

 

[rayhan12]

I am getting this and a option to avail the selected benefit or skip.

Any advice ?

 

[sourpai]

Thanks for the info. Should I negotiate or something ?

You can negotiate on fees reversal or making card LTF. Ask for LTF first, if they don't agree then fees reversal

 

[rayhan12]

You can negotiate on fees reversal or making card LTF. Ask for LTF first, if they don't agree then fees reversal

So should i skip all these steps and don't select anything and when they call I should negotiate ?

 

[sourpai]

So should i skip all these steps and don't select anything and when they call I should negotiate ?

I have not seen this menu, hence not able to suggest anything. But no harm in clicking annual fees reversal button. Do it and see what happens. If they don't reverse, you can always raise card closure again

 

[rayhan12]

thank you for the information, appreciate it.

 

[Shroud]

View attachment 42632

I am getting this and a option to avail the selected benefit or skip.

Any advice ?

Don't select any option and skip..... When they call, firmly ask for LTF only....... If they deny, just ask for fee reversal and say that you were able to see option in website...... Btw, how old is your card and how much have you spent on it?

 

[Deleted member 9785]

Don't select any option and skip..... When they call, firmly ask for LTF only....... If they deny, just ask for fee reversal and say that you were able to see option in website...... Btw, how old is your card and how much have you spent on it?

does it work for SBI vistara cards as well for LTF?