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SBI Rewardz: Accelerated 5X/10X Reward Points under Monthly Campaigns. (End of Year Offer Live Now)

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Abhishek012 said:
SBI Virtual RuPay DC - lifetime free and 2x rewards + 2x milestone benefit = full 1% value cashback

you can also pay Amex and SCB bank CC bill via billdesk or use on phonepe or freecharge (no extra charges on RuPay), sbi unipay, paytm, payzapp etc for other banks cc bill payment.
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2X rewards I'm getting. What is 2X milestone benefits? 1000 points on 1 lakh spend in a FY?

So for every 1 lakh, we get 4000 points ~ ₹1000. Is that right?

If bill is less than 1 lakh in a FY?
 
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Unipay can't be used for End of Year Offer (5X), as the MCC is 4900 and offer is valid on the following MCCs,


  • Apparel: 5600-5699 (Clothing Stores)
  • Electronics: 5732 (Electronics Stores)
  • Jewelry: 5944 (Jewelry, Watches, Clocks and Silverware Stores)
  • Retail: 5310 (Discount Stores), 5311 (Retail Stores)
  • F&B: 5812 (Eating Places/Restaurants)
Am I right?
 
sadhunath said:
Unipay can't be used for End of Year Offer (5X), as the MCC is 4900 and offer is valid on the following MCCs,


  • Apparel: 5600-5699 (Clothing Stores)
  • Electronics: 5732 (Electronics Stores)
  • Jewelry: 5944 (Jewelry, Watches, Clocks and Silverware Stores)
  • Retail: 5310 (Discount Stores), 5311 (Retail Stores)
  • F&B: 5812 (Eating Places/Restaurants)
Am I right?
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Where did you get this MCC list? I checked rewardz.sbi and it only mentions this. 4900 comes under lifestyle.

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sadhunath said:
Unipay can't be used for End of Year Offer (5X), as the MCC is 4900 and offer is valid on the following MCCs,
  • Apparel: 5600-5699 (Clothing Stores)
  • Electronics: 5732 (Electronics Stores)
  • Jewelry: 5944 (Jewelry, Watches, Clocks and Silverware Stores)
  • Retail: 5310 (Discount Stores), 5311 (Retail Stores)
  • F&B: 5812 (Eating Places/Restaurants)
Am I right?
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sadhunath said:
ChatGPT
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sadhunath said:
Yes. the list wasn't exhaustive, but 4900 definitely doesn't seem to be included in that.
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Ok, then. Contain this information within yourself.
Please do not spread misinformation to cause unnecessary hiccups unless you have something valid to counter known conventions.
 
sadhunath said:
Yes. the list wasn't exhaustive, but 4900 definitely doesn't seem to be included in that.
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In all previous campaigns, 4900 was included under lifestyle. I am not saying that it is definitely included in this campaign, but saying that it is not included is incorrect as well. Plus you mentioned that you used Chatgpt. We do not know from where it fetched the list when SBI themselves have not published one.
 
Can you suggest me which apps allows me to pay amount greater than my cc bill with sbi virtual dc(also earns reward points). My bill is 10k but made a purchase of 20k after bill generation, want to pay that too to increase reward 2x -birthday month.
 
satssah said:
Can you suggest me which apps allows me to pay amount greater than my cc bill with sbi virtual dc(also earns reward points). My bill is 10k but made a purchase of 20k after bill generation, want to pay that too to increase reward 2x -birthday month.
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Probably the banks own app, any issue in paying twice ?
 
satssah said:
Can you suggest me which apps allows me to pay amount greater than my cc bill with sbi virtual dc(also earns reward points). My bill is 10k but made a purchase of 20k after bill generation, want to pay that too to increase reward 2x -birthday month.
Click to expand...
Which cc bill are u talking about?
Try their own bill payment app...if possible, only if u have confirmation that u get points there using ur sbi VDC.
 
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