Pachiboy
TF Buzz
Ohh okay this was my first time using sbi unipay and getting a failed transaction that's why I asked here for the TAT since many members here may know about the TAT , and about common sense I was in doubt about if they will refund the amount or try to credit the biller on their own since on fail transaction page I saw nothing. Earlier I was using MobiKwik,cred with them I used to get refund in hours for failed transaction.Unipay can take 7-15 working days. I repeat, these are working days. So, it's been only 1 day for you. Even a simple stupid UPI transaction takes T+5 days.
This isn't sarcasm, this is about common sense. If you're still thinking of emailing them, good luck. They don't have any humans to reply to emails anyways, but at least your soul will be satisfied.
You can try as much as emailing PNO, NPCI, bharatpay but in the end, you will likely just get an automated refund.