SBI SimplyCLICK Credit Card Fee Waiver Query spend less than 1L.

[vaibhav111vaibhav111 is verified member.]

Hi everyone,

I have an SBI SimplyCLICK credit card, and I recently spent 86k in one year , but I missed the 1L fees wavier on simplyclick for the ₹590 annual fee waiver by 14k. In the past two I had spent 1L+ and got the fee waived without any issues.

Has anyone successfully called SBI and managed to get the fee waived despite not meeting the 1L spending requirement? If so, how was your experience?

I appreciate any help you can provide.

 

[vaibhav111vaibhav111 is verified member.]

Yes, the spending is considered under fee waiver. Online or offline doesn't matter

Not sure about these one @vaibhav111 @SSV might help you

In milestone offline spend won't be counted for fees wavier it would be counted though.

 

[telescope]

I have been using simplyclick since 7-8 years now and every year spend around 1 lakh to get waiver. Want to get it LTF but hesitant because I read some stories on this forum, that SBI cancelled CC directly without giving any retention offers.

 

[SSV]

Hi everyone,

I have an SBI SimplyCLICK credit card, and I recently spent 86k in one year , but I missed the 1L fees wavier on simplyclick for the ₹590 annual fee waiver by 14k. In the past two I had spent 1L+ and got the fee waived without any issues.

Has anyone successfully called SBI and managed to get the fee waived despite not meeting the 1L spending requirement? If so, how was your experience?

I appreciate any help you can provide.

Very easy.. They will waive the fee for SC quite easily, especially if you have any other card and spends are decent.. Try again..

 

[SSV]

I have been using simplyclick since 7-8 years now and every year spend around 1 lakh to get waiver. Want to get it LTF but hesitant because I read some stories on this forum, that SBI cancelled CC directly without giving any retention offers.

what are they saying if you ask them LTF without closure request?
Have you got any other card in SBI?

 

[telescope]

what are they saying if you ask them LTF without closure request?
Have you got any other card in SBI?

Called once few months ago, they said that LTF is not possible and fees get reversed with 1L spends, and went on to explain the benefits of the cc.

I have cashback also.

 

[SSV]

Called once few months ago, they said that LTF is not possible and fees get reversed with 1L spends, and went on to explain the benefits of the cc.

I have cashback also.

try every 3 to 6 months

 

[telescope]

try every 3 to 6 months

I have 1.5 lakh limit in simplyclick and 50k in cashback. If I cancel simplyclick, will the limit of simplyclick get transferred to cashback? or will the limit get lost?

 

[SSV]

I have 1.5 lakh limit in simplyclick and 50k in cashback. If I cancel simplyclick, will the limit of simplyclick get transferred to cashback? or will the limit get lost?

It is always better to transfer limit to CB card first and then put closure request.

I lost 1L limit by not doing this..
and luckily regained 1L just now thru Anumati darling.

 

[telescope]

It is always better to transfer limit to CB card first and then put closure request.

I lost 1L limit by not doing this..
and regained 1L just now thru Anumati darling.

1. customer care guys are very adamant in not transferring limit to cb cc.
2. can you explain it "and regained 1L just now thru Anumati darling."

 

[Anil_Singh]

1. customer care guys are very adamant in not transferring limit to cb cc.
2. can you explain it "and regained 1L just now thru Anumati darling."

Manual credit limit request.

 

[SSV]

1. customer care guys are very adamant in not transferring limit to cb cc.
2. can you explain it "and regained 1L just now thru Anumati darling."

1. Means system is not allowing them to transfer limit to CB card.. samething happened to me .. At first it didn't allow transfer CL back to CB card and one idiot told me to close the card and then they can trasfer the limit.. after closing SC , again the system didn't allow the transfer.. so I was fcked...

2. you already knew it , I guess.. look at here.

Post in thread '(Limit increase)Update your SBI App and check if you have limit increase option under benefits.'

Sep 16, 2024

My credit limit increase request was instanly rejected within 1 minute on the fly..
SR was created and status was changed to declined .. all within one minute..
Current Credit limit is intact.. luckily..
Guess it was because of over leverage.. anyway tried from myside..



CLI - rejection SS:


View attachment 68497




SR SS:

View attachment 68498




CIBIL score as per SBI cards within the app / web site:


View attachment 68499

Straight rejection after entering otp, no anumati
What to do? 🙄

YAY... I got lucky with Anumathi !!! There is no need for Bhanumathi for...

• SSV

• 
• 
• 

 

[Anil_Singh]

1. Means system is not allowing them to transfer limit to CB card.. samething happened to me .. At first it didn't allow transfer CL back to CB card and one idiot told me to close the card and then they can trasfer the limit.. after closing SC , again the system didn't allow the transfer.. so I was fcked...

2. you already knew it , I guess.. look at here.

Post in thread '(Limit increase)Update your SBI App and check if you have limit increase option under benefits.'

Sep 16, 2024

My credit limit increase request was instanly rejected within 1 minute on the fly..
SR was created and status was changed to declined .. all within one minute..
Current Credit limit is intact.. luckily..
Guess it was because of over leverage.. anyway tried from myside..



CLI - rejection SS:


View attachment 68497




SR SS:

View attachment 68498




CIBIL score as per SBI cards within the app / web site:


View attachment 68499

Straight rejection after entering otp, no anumati
What to do? 🙄

YAY... I got lucky with Anumathi !!! There is no need for Bhanumathi for...

• SSV

• 
• 
• 

Limit gets transferred only when current credit card outstanding is zero. I transferred about 1L a week ago from SimplyClick to CB.

 

[SSV]

Limit gets transferred only when current credit card outstanding is zero. I transferred about 1L a week ago from SimplyClick to CB.

my outstanding limit always will be -ve..

this limit transfer thing is highly account dependent, it seems

 

[telescope]

1. Means system is not allowing them to transfer limit to CB card.. samething happened to me .. At first it didn't allow transfer CL back to CB card and one idiot told me to close the card and then they can trasfer the limit.. after closing SC , again the system didn't allow the transfer.. so I was fcked...

SBI is really unpredictable. Someone posted in this forum that SBI cancelled his CC without final confirmation, even when call was disconnected before getting connected with retention team.

2. you already knew it , I guess.. look at here.

Post in thread '(Limit increase)Update your SBI App and check if you have limit increase option under benefits.'

Sep 16, 2024

My credit limit increase request was instanly rejected within 1 minute on the fly..
SR was created and status was changed to declined .. all within one minute..
Current Credit limit is intact.. luckily..
Guess it was because of over leverage.. anyway tried from myside..



CLI - rejection SS:


View attachment 68497




SR SS:

View attachment 68498




CIBIL score as per SBI cards within the app / web site:


View attachment 68499

Straight rejection after entering otp, no anumati
What to do? 🙄

YAY... I got lucky with Anumathi !!! There is no need for Bhanumathi for...

• SSV

• 
• 
• 

i see, this thing. somehow not comfortable sharing details with AA.
also, I don;t have any option under benefits section in netbanking/app.

 

[Abhisek]

Very easy.. They will waive the fee for SC quite easily, especially if you have any other card and spends are decent.. Try again..

How much should i spend before asking for fees waivers of Simply Save?

 

[telescope]

what are they saying if you ask them LTF without closure request?
Have you got any other card in SBI?

Sent an email to SBI card for LTF of simply click cc and got the same copy paste reply I got earlier. Attaching it here.

 

[nila]

Just call the CC and ask for a fee waiver they will happily give you the reversal of AF. Also, you can request for LTF as the card is more than 3 yrs Old.

How long should we use the card to ask for LTF ?

 

[nila]

Yes, you need to put a closure request

Are you sure about it ?

 

[Anindya98]

How long should we use the card to ask for LTF ?

You must have used the card for at least 2 years before asking for LTF. If you can't meet the fee waiver criteria, try to get closer to the annual fee waiver in the first 2 years.

 

[techprince]

I got my my fee reversal from PNO. Customer care and nodal officer didn't budge.