SBI SimplySave or SBI BPCL RuPay Credit Card - Query & Discussion

[xfactcc]

Namaskar,

As you would know SBI is offering credit limit enhancement and additional Rupay Credit Card to some users on their app, check your SBI Cards app to see if you have.

I have SBI Cashback card, and I am being offered SimplySave or BPCL Rupay credit card, all paid.

PS: I have a scooter and fuel expense is minimal.

Which one is my best bet according to your experienced opinion?

Any tips and tricks would be appreciated 👍

 

[MJN]

Go for BPCL
(You can easily convert LTF later)

 

[ahmedshaikh__]

Namaskar,

As you would know SBI is offering credit limit enhancement and additional Rupay Credit Card to some users on their app, check your SBI Cards app to see if you have.

I have SBI Cashback card, and I am being offered SimplySave or BPCL Rupay credit card, all paid.

Which one is my best bet according to your experienced opinion?

Any tips and tricks would be appreciated 👍

It’s strange on my phone when I click on rupay banner in sbi card app it’s say sorry your offer expired🙁

 

[sudheerreddy]

Namaskar,

As you would know SBI is offering credit limit enhancement and additional Rupay Credit Card to some users on their app, check your SBI Cards app to see if you have.

I have SBI Cashback card, and I am being offered SimplySave or BPCL Rupay credit card, all paid.

Which one is my best bet according to your experienced opinion?

Any tips and tricks would be appreciated 👍

In my SBI Card App No offer Showing 🥲🥲

 

[xfactcc]

In my SBI Card App No offer Showing 🥲🥲

I need to get it ASAP then.

 

[Abhay Chauhan]

Go for SBI Simply Save Credit Card as this is Rupay Variant and you can use it on any paytm merchants or others, which are mostly Grocery and Deparmental so you can easily get 10X Rewards points and later you can also use these points to pay your outstanding bills not like Sbi Simply Click and here the cashback value comes to 1.6 percent so its quite good.

And you can easily get any Fuel Cards which are mostly coming in Rupay Variant and with better reward rate. And to make LTF in SBI is a headache as you can see. And you can easily cross the 1 lakh limit in upi Credit card so its not a big deal. I personally applied for Sbi Simply Save Credit through this offer

 

[xfactcc]

Go for BPCL
(You can easily convert LTF later)

How? Please guide. 🙏

I have heard that they don't upgrade BPCL to core card since it's considered co-branded. Is it easily possible to upgrade it later to BPCL Octane?

Also, I want to take benefit of SBI card offers on shopping portals since Cashback card is often excluded from these.

 

[MJN]

How? Please guide. 🙏

I have heard that they don't upgrade BPCL to core card since it's considered co-branded. Is it easily possible to upgrade it later to BPCL Octane?

Also, I want to take benefit of SBI card offers on shopping portals since Cashback card is often excluded from these.

SBI BPCL RUPAY will work on SBI Offers unlike Cashback Sbi;

Octane card is their premium card; Use Normal BPCL for 6 months; Then you can ask for BPCL LTF or Paid Octane depending on your limit

 

[xfactcc]

I may be a bit late, but I do not spend much on fuel as I have a regular scooter. The nearest BPCL petrol pump is far away from my residence (HPCL is nearest).

That should be factored in since I see BPCL card has got the most votes.

 

[prashu]

SBI BPCL RUPAY will work on SBI Offers unlike Cashback Sbi;

Octane card is their premium card; Use Normal BPCL for 6 months; Then you can ask for BPCL LTF or Paid Octane depending on your limit

I am using bpcl card limit 36k from 6months , spends 1.2L I mailed sbi cc for ltf conversion they simply rejected

 

[helloworld]

I would choose none. Why do you think you need another SBI card?

 

[varun__goel_]

I would choose none. Why do you think you need another SBI card?

Rupay cc for scan n pay upi payment, obviously🙂

 

[helloworld]

Rupay cc for scan n pay upi payment, obviously🙂

there are far better cards for that.

All RuPay Credit card issuer bank list & How to change Visa Card to RuPay Credit card

All RuPay Credit card issuer bank list & How to change Visa to RuPay Credit card: NPCI is planning to launch RuPay credit cards with all credit card issuing banks in the next few years. NPCI currently focusing to get the banks ready, enabled and certified. You should know RuPay has 3 variants...

www.technofino.in

for starters, even bob snapdeal provides better rewards for 300rs. annual fee. than these cards.

if that is the reason, still won't recommend any of these cards.

 

[xfactcc]

I would choose none. Why do you think you need another SBI card?

To avail the SBI credit card offers on shopping portals like Amazon

 

[xfactcc]

I am using bpcl card limit 36k from 6months , spends 1.2L I mailed sbi cc for ltf conversion they simply rejected

Please check:

Pro Tips to make a SBI card life time free

Pro Tips- Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make...

www.technofino.in

 

[helloworld]

To avail the SBI credit card offers on shopping portals like Amazon

how much can you spend per year on these offers? in multiples of 50k.

another point to shortlist your options..

- if applying for offers only, then why checking through fuel benefits or departmental benefits, I think annual spend waiver should decide that option and when it lies within offer duration spends.

something easy to achieve.

 

[xfactcc]

how much can you spend per year on these offers? in multiples of 50k.

another point to shortlist your options..

- if applying for offers only then why checking through fuel benefits or departmental benefits, I think annual spend waiver should decide that option and when it lies within offer duration spends.

something easy to achieve.

Because these two cards are offered right now as additional card, so chances of approval is not moot.

SBI offers fee reversal on request if spend well even if you don't meet the reversal criteria at all. I recently did for my Cashback card or closure request also gets this done by retention team's intervention, sometimes even LTF, check the post shared above.

 

[helloworld]

Because these two cards are offered right now as additional card, so chances of approval is not moot.

SBI offers fee reversal on request if spend well even if you don't meet the reversal criteria at all. I recently did for my Cashback card or closure request also gets this done by retention team's intervention, sometimes even LTF, check the post shared above.

- fees is not the issue.
- dont spend on fuel.
- need for only bank offers.
- obviously not good for UPI spends.

based on these options,

- if you want to upgrade to core card, apply simplysave.

- if you want to upgrade any card by applying fresh in their website or like this method you're doing, apply any card.

apply, simplysave not good card but fulfils all criteria.

 

[Rao]

It’s strange on my phone when I click on rupay banner in sbi card app it’s say sorry your offer expired🙁

Try on chrome!!

 

[xfactcc]

I am really curious why there is a good silent support for BPCL credit card. 🤔