Devaluation SBI UNIPAY Removed Other Banks Debit Card Option again [27th January 2025]

[Lalsingh22]

This one is free right ?

Yes, it is free.

 

[Abhishek012]

This one is free right ?

Yes, Choose RuPay variant. You will get 2 extra option - billdesk website and phonepe app (phonepe app no charges for RuPay DC).

 

[Abhishek012]

Konsa billdesk CC website ?

Just search on google your bank name + billdesk credit card bill payment and get billdesk website link.

like "AMEX billdesk credit card bill payment"

"Standard Chartered bank billdesk credit card bill payment"

"SBI billdesk credit card bill payment"

"Yes bank billdesk credit card bill payment" etc

 

[desiviru]

This one is free right ?

No only the one at center is free. Rest 2 variants will charge you your life savings as per @Abhishek012 bro. So go for only one at center of image. Rupay wala will work on 6012 MCC also on billdesk webpages curated for banks.

Keh do sabke muh pay, Use Only RuPay.

 

[kashishj]

What to do with Hdfc platinum dc now. I have 198 cb but 250 is minimum to redeem. Where to use it for 1% cb to make it 250

 

[Abhishek012]

No only the one at center is free. Rest 2 variants will charge you your life savings as per @Abhishek012 bro. So go for only one at center of image. Rupay wala will work on 6012 MCC also on billdesk webpages curated for banks.

Keh do sabke muh pay, Use Only RuPay.

Maine aisa kuch nahi kaha, Ye jhooth hai, iska me khandan karta hu 🤣🤣

 

[SamPtnk]

Maine aisa kuch nahi kaha, Ye jhooth hai, iska me khandan karta hu 🤣🤣

Rupay VDC ka min or max spend kitna hai for Rp

 

[desiviru]

What to do with Hdfc platinum dc now. I have 198 cb but 250 is minimum to redeem. Where to use it for 1% cb to make it 250

Spend 5200 on offline. There are too many categories where you can get it.

Eligible MCC list https://www.hdfcbank.com/personal/p...e-merchant-category-codes-for-cashback-points

Platinum card sir fsingle use ke liye nahi tha. Woh toh haalat ne bana diya becharey ko. Taras gaya woh machine mein swipe hone ko. Past mein jab Platinum card ko khuji hoti thi toh machine swipes se mit jaati thi. Ab bechara kabka sirf online use ho raha tha. Ussi ki badduya lagi hai. Pehle usney socha HDFC BillPay pe hi chal raha hu, bandd karwa deta hu.

 

[desiviru]

Rupay VDC ka min or max spend kitna hai for Rp

Irrespctive or the vairant, VDC has max. 50K per day limit in a single txn or cumulatively. So you can't pay more than 50K in a day.

 

[SamPtnk]

Irrespctive or the vairant, VDC has max. 50K per day limit in a single txn or cumulatively. So you can't pay more than 50K in a day.

Cap on Rp ?
Nvm found it

 

[desiviru]

Cap on Rp ?

10000/month and 1000 max. pts per txn. Spend 5L every month. But return rate is too low with this ranging from 0.25% to 1% max. Not good for small bills.

 

[kashishj]

Spend 5200 on offline. There are too many categories where you can get it.

Eligible MCC list https://www.hdfcbank.com/personal/p...e-merchant-category-codes-for-cashback-points

Platinum card sir fsingle use ke liye nahi tha. Woh toh haalat ne bana diya becharey ko. Taras gaya woh machine mein swipe hone ko. Past mein jab Platinum card ko khuji hoti thi toh machine swipes se mit jaati thi. Ab bechara kabka sirf online use ho raha tha. Ussi ki badduya lagi hai. Pehle usney socha HDFC BillPay pe hi chal raha hu, bandd karwa deta hu.

I have one more doubt. Will offline swipe cb go to promotional cb or this Unipay one Gold cb category.

 

[SamPtnk]

10000/month and 1000 max. pts per txn. Spend 5L every month. But return rate is too low with this ranging from 0.25% to 1% max. Not good for small bills.

No other alternative rn
Mill is only good till 16k

 

[desiviru]

I have one more doubt. Will offline swipe cb go to promotional cb or this Unipay one Gold cb category.

Promotional cashbacks are only for smartbuy txns and also when HDFC sends you a debit card spend based promotions or have cashback offer in sales like BBD in past. For everything else you get points in Platinum card itself not under promotional.

 

[card_007]

I

IDFC normal account will do too which is average 1.17% on normal card. But benefits only when you pay 1.6L and also Amazon vouchers are available for pts redemption. That will work on Setu too.

IDFC DC works on setu with full rewards?

 

[Anindya98]

I

IDFC DC works on setu with full rewards?

Y E S

 

[Premium]

Maine aisa kuch nahi kaha, Ye jhooth hai, iska me khandan karta hu 🤣🤣

Spend 5200 on offline. There are too many categories where you can get it.

Eligible MCC list https://www.hdfcbank.com/personal/p...e-merchant-category-codes-for-cashback-points

Platinum card sir fsingle use ke liye nahi tha. Woh toh haalat ne bana diya becharey ko. Taras gaya woh machine mein swipe hone ko. Past mein jab Platinum card ko khuji hoti thi toh machine swipes se mit jaati thi. Ab bechara kabka sirf online use ho raha tha. Ussi ki badduya lagi hai. Pehle usney socha HDFC BillPay pe hi chal raha hu, bandd karwa deta hu.

Y E S

Bhai sbi virtual dc activate rupay variant. 3 din ho gye I am unable to make payments using it. Activated hai confirm kia 3 baar.
Payment page pe otp daal ke seedha payment failed ka message aata hai.
Kya issue ho sakta hai? 500rs ka payment try kia ki kahin bade amount ki vajah se toh fail nahi ho rha.

 

[desiviru]

Bhai sbi virtual dc activate rupay variant. 3 din ho gye I am unable to make payments using it. Activated hai confirm kia 3 baar.
Payment page pe otp daal ke seedha payment failed ka message aata hai.
Kya issue ho sakta hai? 500rs ka payment try kia ki kahin bade amount ki vajah se toh fail nahi ho rha.

Transaction limits check karo card ki 0 toh ni hai. Ho sakta hai naa chal raha ho ab VDC. 🙁

 

[Premium]

Transaction limits check karo card ki 0 toh ni hai. Ho sakta hai naa chal raha ho ab VDC. 🙁

Bhai max karke rakhi hain around 50k

 

[6ix9ine]

What to do with Hdfc platinum dc now. I have 198 cb but 250 is minimum to redeem. Where to use it for 1% cb to make it 250

You can also use on hdfc billpay, except cc bill.