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SC Platinum Rewards card approved without document within 6 hours.

Patil007

TF Legend
😍

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did 🙂.

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details 😍

Hope it is LTF after spending Rs. 500 within 30 days 😅
 
ICICI did two for me also, 1 credit card and 1 with Personal loan.
Was just checking ICICI cc application process through my mother's account, and got a personal loan inquiry. 😐😐
You can get all removed..... I have got my icici card without any civil enquiry now... I have applied three times.... Two times they rejected.... With personal loan hit... They removed after complaint.... For one successful application they did again personal loan hit.... I got the card after that complained.... They again they removed the enquiry... Now I have two icici cards without a single enquiry....
 
You can get all removed..... I have got my icici card without any civil enquiry now... I have applied three times.... Two times they rejected.... With personal loan hit... They removed after complaint.... For one successful application they did again personal loan hit.... I got the card after that complained.... They again they removed the enquiry... Now I have two icici cards without a single enquiry....
raised complaint on which email ID? or twitter ?
 
Yes raised complaint and just now checked ICICI has removed enquiry 😍.

Axis in other hand not ready to remove even after RBI complaint. RBI has closed that complaint now 😏
You can get all removed..... I have got my icici card without any civil enquiry now... I have applied three times.... Two times they rejected.... With personal loan hit... They removed after complaint.... For one successful application they did again personal loan hit.... I got the card after that complained.... They again they removed the enquiry... Now I have two icici cards without a single enquiry....
 
Any way to track or see your filled application form.... So that we can say word by word while verification on call..??
Yes, they sent
After raising complaint how many days they took for removing enquiry?
Request raised on 31 Jan,

They asked me to submit complete cibil report and on 22nd Feb, got mail saying we have asked all CIBIL agencies to supress the enquiry and it will take 10 days.

I think between March 15-20, it got removed. I checked today though.
 
Yes, they sent

Request raised on 31 Jan,

They asked me to submit complete cibil report and on 22nd Feb, got mail saying we have asked all CIBIL agencies to supress the enquiry and it will take 10 days.

I think between March 15-20, it got removed. I checked today though.
Now Axis se follow up karna hi padega.

I will again raise complaint with Axis.
 
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