SC Platinum Rewards card approved without document within 6 hours.

[Patil007]

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did .

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details

Hope it is LTF after spending Rs. 500 within 30 days 😅

 

[Batmanbaba]

Same she asked me.

you got it before getting vkyc link or after

 

[pprakash11]

you got it before getting vkyc link or after

Before VKYC link, she called and asked each n every detail. Post that she asked one OTP, and then VKYC

 

[AsB]

you got it before getting vkyc link or after

Consider giving all details. There is a chance that it will be approved.

 

[MOhit __]

just did a aadhar based ekyc...now they are asking for the payslip.....although i mentioned other card credit statement while application

i think they have completed their target in 2 days, 😀 i had applied on 20th and approved within 4 hours without documents, i had chose an option of salary slip

 

[wolfdalalstreet]

Can someone pls update on the CIBIL hit scene? Some people mentioned two days back that the SC Card is getting them a CIBIL hit two times. What is the status now? That is the only reason why some like me have waited before applying.

 

[Batmanbaba]

Consider giving all details. There is a chance that it will be approved.

i have given all details.....she said they will send some rm mail to send the salary slip...let see how it goes

 

[Patil007]

you got it before getting vkyc link or after

Before vkyc link.

 

[Patil007]

i have given all details.....she said they will send some rm mail to send the salary slip...let see how it goes

Yes, that's what I told to @maverick in one-to-one chat, these foreign bank trust on Salary slip rather than c2c.

I have 4.9 Lakh 7 year old ICICI CC, still I choose salary slip.

 

[MOhit __]

Before VKYC link, she called and asked each n every detail. Post that she asked one OTP, and then VKYC

Yes, she asked each and every detail, same details i had to repeat in vkyc, usually ohter banks complete their vkyc within a minute, but that guy was not ready to stop, question pe question , question pe question 😨😤

 

[AsB]

Yes, that's what I told to @maverick in one-to-one chat, these foreign bank trust on Salary slip rather than c2c.

I have 4.9 Lakh 7 year old ICICI CC, still I choose salary slip.

When I applied, I chose payslip. But, the executive asked for other bank CC statement. But, card was not LTF 😭
But, I am trying hard to convert it to LtF

 

[MOhit __]

Yes, that's what I told to @maverick in one-to-one chat, these foreign bank trust on Salary slip rather than c2c.

I have 4.9 Lakh 7 year old ICICI CC, still I choose salary slip.

i think, who selected salary slip bank is approving their application without documents, because they know this guys will provide salary slips when asked and who chose an optoin of credit card statement, bank sending them an email on official id to confirm if they are salaried,...waht you think

 

[pprakash11]

Yes, she asked each and every detail, same details i had to repeated in vkyc, usually ohter banks complete their vkyc within a minute, but that guy was not ready to stop, question pe question , question pe question 😨😤

Yeah same🤣

 

[Patil007]

Yes, she asked each and every detail, same details i had to repeat in vkyc, usually ohter banks complete their vkyc within a minute, but that guy was not ready to stop, question pe question , question pe question 😨😤

True.

Because they don't do home verification may be the reason.

 

[Patil007]

When I applied, I chose payslip. But, the executive asked for other bank CC statement. But, card was not LTF 😭
But, I am trying hard to convert it to LtF

Difficult he 😅

 

[Batmanbaba]

So just received a call and asked otp... Then was told I will get vkyc link... But payslip was still asked... Given a mail id so will see i eill try to send bank statements plus credit card statement.... If not approved...

 

[Batmanbaba]

So finally vkyc done... Surprisingly only 3-4 questions were asked... And vkyc completed....

 

[wolfdalalstreet]

Non Serviceable pin code !!

>> Thank you for your interest in a Standard Chartered Credit Card. We regret to inform you, that we are unable to proceed with your application as it does not meet the prescribed policy requirements.

 

[Batmanbaba]

True.

Because they don't do home verification may be the reason.

after vkyc received this mail...

Hi xxxxxxxxx,
Your Standard Chartered Credit Card application number is xxxxxxxxxxxxx'
You may use this application number for future references.
You'll receive email notification about your application status once it's processed.


did u received this mail or directly approval mail...???

 

[Batmanbaba]

Non Serviceable pin code !!

>> Thank you for your interest in a Standard Chartered Credit Card. We regret to inform you, that we are unable to proceed with your application as it does not meet the prescribed policy requirements.

did vkyc happened for u...?? or rejected after aadhar ekyc

 

[Sanjay]

So finally vkyc done... Surprisingly only 3-4 questions were asked... And vkyc completed....

Hello, few questions firstly I am a student don’t have a salary slip but has 2 cc hdfc moneyback and icici amazon hdfc-75k limit and icici 60k Can I apply through the c2c method? Which card I can apply?