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Scapia credit card

Finally got my Federal scapia credit card today. Applied yesterday , approved today. No joining benifits . Observed that Cash withdrawal fees is very high. Late payment charges are high. Don't know how it is going to work with Zero forex markup. I am already holding Ixigo Au card that is also zero forex markup.
What is your experience with this card..?
my use cases:
1. unlimited lounge access
2. get coins equivalent to what is spent in the airport. So if 200Rs are spent on KFC or perfume lets say, you will get equivalent coins back ( if 1Re = 5 coins then you will get 1000 coins on spending everywhere inside airport), afcource after spending 10k per month on card
3. 0 forex when going outside india
4. bus/flight booking with coins when accumulated enough
 
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