Scapia Federal Card Declined Despite 750+ CIBIL & High Income — Anyone Know Real Criteria?

[moglibhai]

I got it , through that , they fetch info from account...all done in have three card from fedral bank , because of zero balance account. But communication address for scapia is from metro city for fedral core card different policy ,

might be you are lucky one brother,
how much old your account was at the time of applying scapia card and how did you got your third card which is I think core card??

 

[ali4u]

might be you are lucky one brother,
how much old your account was at the time of applying scapia card and how did you got your third card which is I think core card??

My account is 1 years old , after opening zero balance account, just after 5 days I applied core card and got the core card , and i got scapia in April 2025 . But fedral core card they want ITR or account statement online if you are salaried, but scapia no income proof required....