Second SBI card

[maynigam]

Hello guys
I recently applied for SBI OCTANE fuel card (less than 1 month back) and I’m planning to apply for a vistara prime card for rent payments.
My monthly rental is 32k plus 11k. This makes me complete all milestones on this card and get good returns. Also, this seems like a good and no nonsense card for rental payments.
Kindly suggest
1. I hope my assumptions are correct
2. Can I apply for second card within a month?
3. If yes, will they do cibil enquiry again?
4. Maximum how many cards does SBI issue to one person? As I’m also planning to apply SBI cashback card in the future.

Thanks

 

[Slayer]

Should have applied Cashback card as first because first card will get approved by SBI cards not sure about second or third ones being approved easily.

 

[Deleted member 11974]

you made a thread a week ago asking should i take amex travel for rental payments

 

[maynigam]

you made a thread a week ago asking should i take amex travel for rental payments

I already applied amex travel but there are no platforms allowing rental payment. So I’m looking for alternatives. What’s the problem with that?

 

[maynigam]

not sure about second or third ones being approved easily.

Yes. Looking for some clarity on that as ppl here will know better by experience. I don’t want to apply and get rejected.

 

[gigachad]

Hello guys
I recently applied for SBI OCTANE fuel card (less than 1 month back) and I’m planning to apply for a vistara prime card for rent payments.
My monthly rental is 32k plus 11k. This makes me complete all milestones on this card and get good returns. Also, this seems like a good and no nonsense card for rental payments.
Kindly suggest
1. I hope my assumptions are correct
2. Can I apply for second card within a month?
3. If yes, will they do cibil enquiry again?
4. Maximum how many cards does SBI issue to one person? As I’m also planning to apply SBI cashback card in the future.

Thanks

3 cc per pan card

I think u have to wait for 3-6 months.

 

[maynigam]

I think u have to wait for 3-6 months

Thanks. Just looking for concrete clarification on this.

 

[maynigam]

3-6 months

Bcz that is a very wide range that you have given !

 

[Deleted member 11974]

I already applied amex travel but there are no platforms allowing rental payment. So I’m looking for alternatives. What’s the problem with that?

do mobikwik wallet load
then wallet to bank simple

 

[maynigam]

do mobikwik wallet load
then wallet to bank simple

It’s not accepting amex cards (blocked by zaakpay). Are you actually using this method? If yes, please guide me on the steps and the associated charges please.

 

[cryoengine]

Bcz that is a very wide range that you have given !

If rejected, no cooldown if applying through an agent. But through sprint/online, there is a 3-month cooldown if approved and 6 months if rejected.

 

[maynigam]

there is a 3-month cooldown if approved

Okay. Since my octane card was accepted, I will be able to apply again in 3 months right?
And I can apply any time through agent? Any idea if I can apply thru agent if I’m not physically present with the agent at airport ?

 

[cryoengine]

Okay. Since my octane card was accepted, I will be able to apply again in 3 months right?
And I can apply any time through agent? Any idea if I can apply thru agent if I’m not physically present with the agent at airport ?

How did you apply for octane card? If you got it through sprint, then yes after 3 months. There is no cooldown if applied through an agent but there is a risk. They may apply for higher-value paid cards instead of the one you wanted to apply for. Also, I suggest dealing with SBI agents in person only. So you can take a picture of the application and have some proof. And be ready for several CIBIL hits.

 

[Deleted member 11974]

It’s not accepting amex cards (blocked by zaakpay). Are you actually using this method? If yes, please guide me on the steps and the associated charges please.

for me it is going till otp page

 

[maynigam]

for me it is going till otp page
View attachment 33631

So you are adding money to wallet right? You are not using rent payment option. What are the charges for this? And wallet to bank transfer charges?

 

[Deleted member 11974]

wallet to bank 0
737.5/25k is the charges
and yes wallet load

 

[Deleted member 11974]

amex gives points for this

 

[maynigam]

wallet to bank 0
737.5/25k is the charges
and yes wallet load

Is there a 25k limit?

 

[Deleted member 11974]

nope
for full kyc it is 2L wallet loading
but wallet to bank per transaction limit is 10k
so you will have to do multiple transactions of wallet to bank and they are free

 

[maynigam]

multiple transactions of wallet to bank

So multiple transactions can be done in a day? thats great. but charges are 2.95%