Shady job by ICICI

[AlgoTrader]

I am holding ICICI Amazon pay card for last few years and I wanted another card for ICICI offers. So I logged into net banking and went through application process to apply for new card last month.
I was offered few cards as LTF, so I selected Sapphiro Dual Variant. I got the card delivered in few days and I am using it actively too. I mailed the Customer card and got it in writing that it is LTF. Please note my salary is below 1.5L PM and I am not from their elite college list as well. But all good so far.

Yesterday, all of a sudden, I got an email from ICICI. In the email, It was mentioned, "thanks for applying for ICICI Emirates Sapphiro card, your application is under process". Application date of this card was same as the date I applied for Sapphiro Dual Variant. This was a shock, as I never applied for this card. This card has 5K annual fee too.
I dropped an email to them and dialed them as well, they confirmed someone wrongly applied for this card from backend and they will cancel this application.

But I asked them, who applied for it on my behalf without my approval, and they are not responding to it and apologizing repeatedly. This is not right. Anyway, they said, application will be cancelled in 7 working days. Is this enough or should I follow up with them to find more about this shady practice?

 

[SSV]

I am holding ICICI Amazon pay card for last few years and I wanted another card for ICICI offers. So I logged into net banking and went through application process to apply for new card last month.
I was offered few cards as LTF, so I selected Sapphiro Dual Variant. I got the card delivered in few days and I am using it actively too. I mailed the Customer card and got it in writing that it is LTF. Please note my salary is below 1.5L PM and I am not from their elite college list as well. But all good so far.

Yesterday, all of a sudden, I got an email from ICICI. In the email, It was mentioned, "thanks for applying for ICICI Emirates Sapphiro card, your application is under process". Application date of this card was same as the date I applied for Sapphiro Dual Variant. This was a shock, as I never applied for this card. This card has 5K annual fee too.
I dropped an email to them and dialed them as well, they confirmed someone wrongly applied for this card from backend and they will cancel this application.

But I asked them, who applied for it on my behalf without my approval, and they are not responding to it and apologizing repeatedly. This is not right. Anyway, they said, application will be cancelled in 7 working days. Is this enough or should I follow up with them to find more about this shady practice?

First thing you don't need to do anything further..

But very strange things happened here:

1) For a APAY holder, getting Sapphiro LTF.. very lucky here
2) Automatic application for Emeralde -- Unlucky here.

In my view both are plain unusual and in your words, both should be shady...

 

[shrewdoc]

I am holding ICICI Amazon pay card for last few years and I wanted another card for ICICI offers. So I logged into net banking and went through application process to apply for new card last month.
I was offered few cards as LTF, so I selected Sapphiro Dual Variant. I got the card delivered in few days and I am using it actively too. I mailed the Customer card and got it in writing that it is LTF. Please note my salary is below 1.5L PM and I am not from their elite college list as well. But all good so far.

Yesterday, all of a sudden, I got an email from ICICI. In the email, It was mentioned, "thanks for applying for ICICI Emirates Sapphiro card, your application is under process". Application date of this card was same as the date I applied for Sapphiro Dual Variant. This was a shock, as I never applied for this card. This card has 5K annual fee too.
I dropped an email to them and dialed them as well, they confirmed someone wrongly applied for this card from backend and they will cancel this application.

But I asked them, who applied for it on my behalf without my approval, and they are not responding to it and apologizing repeatedly. This is not right. Anyway, they said, application will be cancelled in 7 working days. Is this enough or should I follow up with them to find more about this shady practice?

If I were you, I would have asked for continuing the same application and demand the card be issued LTF to compensate for the Mental Agony 😂

 

[jack333]

I am holding ICICI Amazon pay card for last few years and I wanted another card for ICICI offers. So I logged into net banking and went through application process to apply for new card last month.
I was offered few cards as LTF, so I selected Sapphiro Dual Variant. I got the card delivered in few days and I am using it actively too. I mailed the Customer card and got it in writing that it is LTF. Please note my salary is below 1.5L PM and I am not from their elite college list as well. But all good so far.

Yesterday, all of a sudden, I got an email from ICICI. In the email, It was mentioned, "thanks for applying for ICICI Emirates Sapphiro card, your application is under process". Application date of this card was same as the date I applied for Sapphiro Dual Variant. This was a shock, as I never applied for this card. This card has 5K annual fee too.
I dropped an email to them and dialed them as well, they confirmed someone wrongly applied for this card from backend and they will cancel this application.

But I asked them, who applied for it on my behalf without my approval, and they are not responding to it and apologizing repeatedly. This is not right. Anyway, they said, application will be cancelled in 7 working days. Is this enough or should I follow up with them to find more about this shady practice?

You could have complained to rbi after receiving the card and got it converted to LTF as compensation rather than cancelling it. See opportunity in every mistake the bank does

 

[AlgoTrader]

First thing you don't need to do anything further..

But very strange things happened here:

1) For a APAY holder, getting Sapphiro LTF.. very lucky here
2) Automatic application for Emeralde -- Unlucky here.

In my view both are plain unusual and in your words, both should be shady...

automatic appln if for emirates sapphiro and not Emeralde , but yeah, all of it is shady af, that's why had to get confirmation 3 times over email whether it is really LTF and now this happens

 

[AlgoTrader]

If I were you, I would have asked for continuing the same application and demand the card be issued LTF to compensate for the Mental Agony 😂

haha, don't want another useless card bro

 

[AlgoTrader]

You could have complained to rbi after receiving the card and got it converted to LTF as compensation rather than cancelling it. See opportunity in every mistake the bank does

haha thanks, good idea, but i don't think this emirates sapphiro card is worth it

 

[AlgoTrader]

First thing you don't need to do anything further..

But very strange things happened here:

1) For a APAY holder, getting Sapphiro LTF.. very lucky here
2) Automatic application for Emeralde -- Unlucky here.

In my view both are plain unusual and in your words, both should be shady...

my big concern was, application date,. It is same as my original application date and was kept aside but was proceed almost after a month. Seems they created duplicate application in the backend and applied for another card themselves. Unnecessary cibil hit too

 

[shrewdoc]

haha, don't want another useless card bro

For a LTF card and free 1 year Emirates Silver Tier membership, isn't it worth it? Even if you don't use it, you don't have anything to lose. Same account in CIBIL, no charges and another ICICI card to use during offers.

 

[shrewdoc]

Unnecessary cibil hit too

If you already got a CIBIL hit, definitely ask for compensation. Don't let it go to waste. Oh boy! 😂

 

[AlgoTrader]

For a LTF card and free 1 year Emirates Silver Tier membership, isn't it worth it? Even if you don't use it, you don't have anything to lose. Same account in CIBIL, no charges and another ICICI card to use during offers.

Well, I already asked them to cancel it, can't go back I guess :S

 

[shrewdoc]

You can, just send them a long email via their Level Contact System. Highlight about the "CIBIL hit" and the "mental agony".

Well, I already asked them to cancel it, can't go back I guess :S

 

[RevEng]

This may not be relevant here, but every time I talk to to ICICI customer care on phone, I get a fraud "Sir, you are being offered a credit card from XYZ bank" call in next couple of days.

There are definitely some leaks in ICICI pipeline.

I don't receive such call for months, until I call ICICI CC support again.

 

[AlgoTrader]

This may not be relevant here, but every time I talk to to ICICI customer care on phone, I get a fraud "Sir, you are being offered a credit card from XYZ bank" call in next couple of days.

There is definitely some leaks in ICICI pipeline.

I don't receive such call for months, until I call ICICI CC support again.

this is crazy

 

[AlgoTrader]

You can, just send them a long email via their Level Contact System. Highlight about the "CIBIL hit" and the "mental agony".

I am done following up with these people. Had to work with axis to iocl and sbi for octane upgrade, both didn';t work as planned. So I am done fighting with these people. enough is enough, i think time to let go

 

[SSV]

I am done following up with these people. Had to work with axis to iocl and sbi for octane upgrade, both didn';t work as planned. So I am done fighting with these people. enough is enough, i think time to let go

Good choice.. Spend time only where it is required..

 

[BeingIncog]

Automatic application for Emeralde

Emirates Sapphiro card

it's Emirates Sapphiro not Emeralde... lol

 

[Deleted member 5552]

First thing you don't need to do anything further..

But very strange things happened here:

1) For a APAY holder, getting Sapphiro LTF.. very lucky here
2) Automatic application for Emeralde -- Unlucky here.

In my view both are plain unusual and in your words, both should be shady...

2. Not Emeralde, it's Emirates Sapphiro

 

[Bugs Bunny]

You could have complained to rbi after receiving the card and got it converted to LTF as compensation rather than cancelling it. See opportunity in every mistake the bank does

आपदा में अवसर 😂

 

[SSV]

it's Emirates Sapphiro not Emeralde... lol

Thank you so so so much