Shall I take HDFC diners black CC?

[sanjaynandi]

Hi, I have regalia card with high limit. thinking of getting DCB card. I might get it due to some specific condition. if i dont get it free then i will not accept.
i always prefer cashback card. but this is rewards. will this be useful? my expenses are less. i book cheap hotels. i dont play golf or dont require costly service which this kind card
holders usually do. my annual expense will be around 5 - 6 lakhs max or 4lakhs average..
my expense are electric bill, prepaid phone, internet, insurance, some flight tickets, big basket, some movie ticket, medicine purchase from 1mg etc. plz advice.

 

[Shubham Yadav]

I

This is a very valid question . If it is just for offers, then any card will do

Indeed

 

[Shubham Yadav]

whatever gives me a good offer and use that

Now the matter settle :

1. Ask them to provide Regalia Gold LTF. Chance are less.

2. Stick to your millennia plan

 

[binno]

i can spend 5L .. but dont want that ‘fanda’ .. so i want ltf either milennia or dcb
provided : i am a student ..

 

[SSV]

whatever gives me a good offer and use that

This is very generic..every one aims for that only.
With regard to hdfc do you want to get infinia,if yes take this.
If not you want to be a an average spnder with maximum returns, then stick with your millenia plan

 

[binno]

if there’s a chance of converting dcb to ltf … by any conditionality.. then lease let me know

 

[Shubham Yadav]

i can spend 5L .. but dont want that ‘fanda’ .. so i want ltf either milennia or dcb
provided : i am a student ..

Don't want that fanda

Try to Dcb LTF under alumina program

 

[binno]

Don't want that fanda

Try to Dcb LTF under alumina program

my institution not in the list