Share your experience of BOB Cards application process

[Gaurav]

Applied on 2 march
Vkyc done on 14 march
Now when I will get message of approval?
Hlp pls

 

[Wealth is my birth right!]

I got rejection message from BoB, in person verification was done after the office

But I hold a Onecard from BoB, would that be the reason.

Also, they are suggesting that if I can send any additional docs for reconsideration, what should i send, had uploaded bank statement during online application.

View attachment 14222

Why they highlighted financial information
Is it due to that lack they rejected

 

[Iamgora]

Applied on 2 march
Vkyc done on 14 march
Now when I will get message of approval?
Hlp pls

Applied for card on 29 mar
Vkyc done on same day
Address verification- 12 April
Now waiting for an updated

 

[plastikman]

Hehe (Not mine 😉)

 

[pradeepG]

I got rejection message from BoB, in person verification was done after the office

But I hold a Onecard from BoB, would that be the reason.

Also, they are suggesting that if I can send any additional docs for reconsideration, what should i send, had uploaded bank statement during online application.

View attachment 14222

high chance rejection is due to bob onecard. But give a try, try sending more docs like other(multiple bank, if you have account) banks statement, cc statement, ITR, Salary Slip etc.

 

[Iamgora]

Hehe (Not mine 😉)
View attachment 14239

I am thinking what the employee has smoke

 

[evilz]

Hehe (Not mine 😉)
View attachment 14239

I got the very same offer Rs. 18. Thinking to accept it now.

 

[Wealth is my birth right!]

Hehe (Not mine 😉)
View attachment 14239

Every month if we buy half litre milk then it will be 100% credit utilization

 

[Theron]

I got rejection message from BoB, in person verification was done after the office

But I hold a Onecard from BoB, would that be the reason.

Also, they are suggesting that if I can send any additional docs for reconsideration, what should i send, had uploaded bank statement during online application.

View attachment 14222

What was your CIBIL score at the time of application?

 

[Symbian]

What was your CIBIL score at the time of application?

Around 780

But today I got reply that due to BoB OneCard, the application was rejected. Can we do something about this?

 

[Theron]

Around 780

But today I got reply that due to BoB OneCard, the application was rejected. Can we do something about this?

We can't understand their policy. Here BOB is rejecting cards as you already have One card but on another hand they are offering BoB Energie Card as additional card.

 

[RkrRkr is verified member.]

Hehe (Not mine 😉)
View attachment 14239

Hahahahah...kindly recheck its 18 Lacs...
Lacs is hidden
...Its joke....BOB ..Dont expect much more

 

[RkrRkr is verified member.]

Every month if we buy half litre milk then it will be 100% credit utilization

Hahaha ....thanks for highlighting this new method...😄😄😄😄

 

[CardTox]

I got my BOB Select Visa card one week ago, the process was smooth, in total 15 days in whole process. I did not have any relationship with BOB earlier, they offered me 1.5l limit....however i wrote to them to convert this visa card to rupay, they replied, you have to use the card for at least 1 year....then only request for upgrade/conversion!!!

 

[pradeepG]

I got my BOB Select Visa card one week ago, the process was smooth, in total 15 days in whole process. I did not have any relationship with BOB earlier, they offered me 1.5l limit....however i wrote to them to convert this visa card to rupay, they replied, you have to use the card for at least 1 year....then only request for upgrade/conversion!!!

Select isnt available in Rupay. Easy & Premier are available in RuPay. Also even in Easy and Premier they choose for network. Choose wisely, close the card and apply for Easy or Premier if you want LTF RuPay only.

 

[Iamgora]

Applied for card on 29 mar
Vkyc done on same day
Address verification- 12 April
Now waiting for an updated

Today got a message that my got approve and will be dispatched soon

 

[Theron]

Today got a message that my got approve and will be dispatched soon

What is your CIBIL score? You applied on C2C basis or income based?

 

[Iamgora]

My cibil score is 776. I applied on C2C basis from my Amazon icici card with a limit of 2.2L. But they asked for 3 months sallary slip and 6 months bank statement

 

[Rahul Gupta]

Every month if we buy half litre milk then it will be 100% credit utilization

Abhi toh half litre milk bhi around 26-28rs ka ata h

 

[DarkKnight]

Thanks al lot guys for this post!! I came to know about BOB providing LTF from here!! my timeline;
17th mar - Applied Online
18th Mar - VKYC done
23rd Mar - Office & Home IPV. was available at home
till
11th Apr - long wait!!
12th Apr - Approval msg received
17th Apr - confirmed on mail its LTF
20th Aor - Card Received! Yay its Rupay Variant!!

 

[RkrRkr is verified member.]

Thanks al lot guys for this post!! I came to know about BOB providing LTF from here!! my timeline;
17th mar - Applied Online
18th Mar - VKYC done
23rd Mar - Office & Home IPV. was available at home
till
11th Apr - long wait!!
12th Apr - Approval msg received
17th Apr - confirmed on mail its LTF
20th Aor - Card Received! Yay its Rupay Variant!!

Congrats....Afterall this TF community made for useful insights and gain..