share your icici card LE journey

[Alex292929]

Please share you icici credit card limit enhancement journey & your utilization pattern.
Also please mention if you have a bank account with icici
Thanks in advance.

 

[SpiesCan'tCatchMe]

Got the card with a limit of 1lac and used it intermittently for minor transactions like 300-400. Max utilisation till date is 5000/-. Used it for say 3-4 months then onwards no use.
5th month got LE to 3.9 lacs.

 

[Akashgod]

will use 150pc over limit, no LE so far 3 cards

 

[Predator]

Issued at 3.2L
First increase - 3.9 L
Second - 4.6L

Usage - very less
No ICICI account

 

[Walter White]

Please share you icici credit card limit enhancement journey & your utilization pattern.
Also please mention if you have a bank account with icici
Thanks in advance.

If you want a LE on ICICI, best way is to stop using the card.

 

[Alex292929]

will stop using it now 😂

 

[Rahul Gupta]

If you want a LE on ICICI, best way is to stop using the card.

My card is recently issued. So what do i do? Use it for a while then stop using it?

 

[4uziaul]

My card is recently issued. So what do i do? Use it for a while then stop using it?

Use it for a while.

 

[Dreamgrill]

Was issued coral at 90k. Used well over limit many times, always paid down before the billing date.
Asked RM to upgrade limit. RM *""***** says that coral's max limit is 100k so aapko koi faida nahi hoga, pay 2500 for a new card.
Was a n00b at cc back then (still am tho)

Didn't do anything. Stopped using much, used 1.5L in last year overall.
Offered me a credit limit increase to 5.9L.
Gave Amazon pay of 5.9L
Gave Rubyx shared limit with coral.

 

[Walter White]

My card is recently issued. So what do i do? Use it for a while then stop using it?

Over the past 1 year, I have spent a total of Rs.50 on all my gemstone cards combined. Still, they enhanced my limit by close to 45%. 🤣

 

[Arun Pratheep]

Was issued Apay at 2.5L
First Increase 2.9 L
Next Increase 5.1 L( Was using the Card as the Main Card. Had big purchases from Amazon)
Next Increase 6 L

No Bank Account with ICICI

 

[RkrRkr is verified member.]

Nice information overall in this thread about LE

 

[CARDBITRAGE]

How frequently does ICICI offer LE? I heard some people got it every six months.

 

[Walter White]

How frequently does ICICI offer LE? I heard some people got it every six months.

Almost aa hi jaata hai har 6 months me

 

[SpiesCan'tCatchMe]

There is a thread where someone got a LE from 60k to 14 lakhs directly 🫠

 

[Mritunjay]

Was issued Apay at 2.5L
First Increase 2.9 L
Next Increase 5.1 L( Was using the Card as the Main Card. Had big purchases from Amazon)
Next Increase 6 L

No Bank Account with ICICI

do you remember the duration b/w LE?

 

[Arun Pratheep]

do you remember the duration b/w LE?

2.5 to 2.9L 10 months
2.9 to 5.1L 6 months
5.1 to 6L 5 months

 

[BRB]

Has anybody received any recent LE for their ICICI cards? Got a Coral last November and Amazon pay last Jan. Got an initial limit of 80k with coral and took the APAY on shared limit. Still haven't received any Limit enhancements. I didn't do any transactions on Apay this month. Guess I should just forget about the card.

 

[anonymuos]

Got Amazon Pay at 40K, then 1st LE to 1.2L, 2nd LE to 2.5L. Awaiting 3rd LE 😀

Also got Platinum Visa and RuPay Coral, both useless 😀

 

[CardTox]

My case is different, initially got coral, then aPay then MMT with 120k. Used amazon pay regularly, limit got increased to 4.6l. Also coral limit got increased to 4.6l. Didn't use coral much but got LE to 6l... but i rarely use MMT, and its limit still stuck at 120k!!!