share your icici card LE journey

[Alex292929]

Please share you icici credit card limit enhancement journey & your utilization pattern.
Also please mention if you have a bank account with icici
Thanks in advance.

 

[SSV]

will stop using it now 😂

Use it for a while.

The best way to get ICICI LE is to use: Start and Stop technique thoroughly...

 

[palen]

I recently opened a wealth management account. So thought of applying for an ICICI cc (might be useful for online sales) and I did directly on the portal. The application scanned my spends for the last 15 months, basically got access to my HDFC salary account through perfios. They gave me Sapphiro LTF with 5L limit. I'm very happy with the smooth process, waiting for the card to be delivered.

 

[prateekm03]

Started from 59k, stuck for around 4 years,
Got increase till 4lakh previous diwali,
three months later got 9.2 lakh now

 

[Akashn]

I recently opened a wealth management account. So thought of applying for an ICICI cc (might be useful for online sales) and I did directly on the portal. The application scanned my spends for the last 15 months, basically got access to my HDFC salary account through perfios. They gave me Sapphiro LTF with 5L limit. I'm very happy with the smooth process, waiting for the card to be delivered.

How they scanned your hdfc spends?

 

[SSV]

How they scanned your hdfc spends?

Thru account aggregator

 

[Akashn]

Thru account aggregator

Okay. I will add mine 😛

 

[edm]

nov 2021 2.10 lakh amazon pay
sept 2022 5.10 lakh
coral rupay
expression

 

[SSV]

Okay. I will add mine 😛

.
Once you click on this, I think all your data will be fetched and shared...







.

 

[ARV]

Nov 2022 - APay - 1L
Aug 2023 - APay - 8L

No automatic LE, sent income documents and the increased the limit

 

[palen]

How they scanned your hdfc spends?

Perfios. You can also use an account aggregator.

 

[Akashn]

.
Once you click on this, I think all your data will be fetched and shared...


View attachment 27777




.View attachment 27776

Yes. got it 👍

 

[starstruck]

I recently opened a wealth management account. So thought of applying for an ICICI cc (might be useful for online sales) and I did directly on the portal. The application scanned my spends for the last 15 months, basically got access to my HDFC salary account through perfios. They gave me Sapphiro LTF with 5L limit. I'm very happy with the smooth process, waiting for the card to be delivered.

Bank account spends or Credit card spends or both?

 

[palen]

Bank account spends or Credit card spends or both?

Bank account.

 

[Sivaram]

I have opened a mine account in ICICI on May 2021 and got pre approved offer of LTF Coral Credit Card on May 2022 with a limit of just 40k after that ICICI increased my limit 40k to 3lakh on Dec 2022 and 3lakh to 9lakh on March 2023 within 10months ICICI has increased my limit from 40k to 9lakh after that ICICI has upgraded my Mine account to Wealth Management Account.

 

[BRB]

I have opened a mine account in ICICI on May 2021 and got pre approved offer of LTF Coral Credit Card on May 2022 with a limit of just 40k after that ICICI increased my limit 40k to 3lakh on Dec 2022 and 3lakh to 9lakh on March 2023 within 10months ICICI has increased my limit from 40k to 9lakh after that ICICI has upgraded my Mine account to Wealth Management Account.

What were your average spends like? During that period?

 

[PRIYANSHU_]

Please share you icici credit card limit enhancement journey & your utilization pattern.
Also please mention if you have a bank account with icici
Thanks in advance.

I have manually applied for limit increase, and they have generated service now. Let's see if they will increase or not.
original limit - 50K {amazon icici}

 

[Sivaram]

What were your average spends like? During that period?

I have used 95% of my card in September 2022 including one EMI purchase after that every month I spend 2000-3000 on my card that's it.

 

[PRIYANSHU_]

I have manually applied for limit increase, and they have generated service now. Let's see if they will increase or not.
original limit - 50K {amazon icici}

They did increse my limit
new Limit - 1Lakh

 

[steiner03]

The best way to get ICICI LE is to use: Start and Stop technique thoroughly...

What is the Start and Stop Technique my good sir?

 

[SSV]

What is the Start and Stop Technique my good sir?

Means , spend quite a few in a month or two and stop using for a month or two..
If you go and search this technique is referred to for sokme naughty activity...