share your icici card LE journey

[Alex292929]

Please share you icici credit card limit enhancement journey & your utilization pattern.
Also please mention if you have a bank account with icici
Thanks in advance.

 

[ccgeek07]

If you don't mind tell how much did get ?

40k

 

[rajcasio]

40k

I received ICICI CC in 2019 with just 30k limit. Now the limit is 5L. So, patience is the KEY here.

 

[SunnyM]

what's your spending pattern bro?
Also did you get any cards in the past months (incl. Rupay) ?

I spend around 30000 to 60000 in amazon pay cc and coral visa cc combined in a month. I recently took coral rupay cc.

 

[ccgeek07]

I spend around 30000 to 60000 in amazon pay cc and coral visa cc combined in a month. I recently took coral rupay cc.

Thanks for the reply Bro!

 

[thespy12]

I received ICICI CC in 2019 with just 30k limit. Now the limit is 5L. So, patience is the KEY here.

I received ICICI CC in 2019 with just 30k limit. Now the limit is 5L. So, patience is the KEY here.

I received my apay card in aug 2022 with 50k limit ,I use 5-6k every month but the limit is still the same

 

[nknaveen457]

Got the amazon pay icici card with 90k limit.

Limit increased to 5.4L when i applied for MakeMyTrip signature card

Now again limit increased to 6.4L for both cards.

I have a basic saving account with ICICI.

 

[0xfallup]

Got LE on my ICICI Amazon yesterday. Increased from 6.8L to 10.3L.

I thought ICICI had shared limits but my Platinum & Coral cards are still at 6.8L

raise it on twitter , they will match the limit ... easy peasy

 

[Bhaskar]

Mine got increased from 70k to 2.2lakh in all cards apay, platinum,coral rupay. First le was 70k from 50k. Now this is second le in 2 years.

 

[niks]

raise it on twitter , they will match the limit ... easy peasy

Just happened to recheck on the app. Got the same LE for Platinum and Coral - same as my ICICI Amazon card 😀

 

[Survivor35]

2008 78k
2023 3L

 

[Random123]

Thanks got LE from 2.2L to 4.6L. First time in icici

 

[VS21]

2016 - 70k (Platinum LTF - initial limit)
Accepted LE offer and increased to 1L.
Utilisation ratio was generally above 30%.
Didn't think much about cibil score.

Got multiple LE offers over the years but didn't accept (Highest LE offered was 9L).

So, till April 2023 limit was 1L.

May2023 - 7.5L (Platinum - finally accepted LE offer)
Jun2023 - 14L (Rubyx LTF approved with 14L limit)

 

[Survivor35]

2016 - 70k (Platinum LTF - initial limit)
Accepted LE offer and increased to 1L.
Utilisation ratio was generally above 30%.
Didn't think much about cibil score.

Got multiple LE offers over the years but didn't accept (Highest LE offered was 9L).

So, till April 2023 limit was 1L.

May2023 - 7.5L (Platinum - finally accepted LE offer)
Jun2023 - 14L (Rubyx LTF approved with 14L limit)

Amazing. Could be because of your earning.

Congratulations

 

[sarainfo12]

May 2023 got coral visa card with 90k limit.
Got rupay coral card on june 2023 end .
I used to spend between 2.5k to 15k .
but August month end my billing amount becomes 54k (booked flight tickets)

surprisingly yesterday got offer to increase limit from 90k to 2.9L

 

[raghu.rokda]

May 2023 got coral visa card with 90k limit.
Got rupay coral card on june 2023 end .
I used to spend between 2.5k to 15k .
but August month end my billing amount becomes 54k (booked flight tickets)

surprisingly yesterday got offer to increase limit from 90k to 2.9L
View attachment 29006

Account holder ho na ?

 

[Gabbar]

A pay card 1 year old
Initial limit 45k
LE 120
Then 210
Then 480

 

[Shubham Yadav]

Anyone who get LE in Dec 2022 did they also get this time ?

 

[sarainfo12]

Account holder ho na ?

Salary account holder

 

[thespy12]

Account holder ho na ?

Are Mai account holder bhi hoon phir bhi limit nahi badhai Mera ,1.2 saal se 50k hi h

 

[0xfallup]

Yes

Anyone who get LE in Dec 2022 did they also get this time ?