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Shifting from Axis Burgundy to HSBC Premier

I use Redgiraffe for rent payment. Cost is just 0.4% + GST and 3% rewards makes it a great tradeoff.

The premier debit card does not have cashback. You might be having another debit card variant. DO check if there is a rent exclusion there before deciding.
Is there any convinience fee (like 1% +gst) charged by hsbc over and above the redgiraffe charges?
 
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