Should I go for Pinnacle or Legend? (IndusInd)

[raghavx]

Hi,
I am getting LTF IndusInd Legend Credit Card. But I think Pinnacle is a better one. Eventually, I'd apply for Pinnacle.

So, should I pay the pinnacle joining fees and apply for it? (Tbh, I don't feel like paying Rs 14k as of now).

How difficult would it be to upgrade to Pinnacle from Legend? If it would be difficult then I won't be applying for Legend now. Then, I'd apply for Pinnacle later. Else, I will apply for Legend.

 

[SangEUD]

Paisabazar sometimes offer Pinnacle LTF. Do check once. Pinnacle is better than Legend, but not with joining fee. Push your Indus branch people for LTF Pinnacle or atleast equivalent Vouchers

 

[DoctorCardEnthusiast]

Legend is mostly offered LTF by Paisabazaar. The benefits that they offer doesn’t justify the joining fees otherwise. Only take the card if offered LTF

 

[repertoire]

They will nearly always let you upgrade to Pinnacle from Legend. The usual offer is 15k joining fees + GST and in return, you get 12k in Amazon vouchers. So you end up paying about 5k INR for the card. For me, nothing about pinnacle is compelling enough to take that deal.

 

[RajBlr]

They will nearly always let you upgrade to Pinnacle from Legend. The usual offer is 15k joining fees + GST and in return, you get 12k in Amazon vouchers. So you end up paying about 5k INR for the card. For me, nothing about pinnacle is compelling enough to take that deal.

Same thought, not sure what Pinnacle is great about except that Metal Heritage CC, I do not see much value for regular use when other options are there.

I head/read that some people got Legend LTF upgraded to EazyDiner card of Indus LTF when they rolled out the emailer or so in the past. That might be still worth it with the ED Membership and the discount which doesn't need any minimum spent requirement.

 

[Akash Topder]

So if both are LTF with no joining fee then Pinnacle is the automatic choice right? Then what about Pinnacle vs Eazydiner (if LTF)

 

[kkk]

So if both are LTF with no joining fee then Pinnacle is the automatic choice right? Then what about Pinnacle vs Eazydiner (if LTF)

Pinnacle is not LTF. But yes if you are being offered a choice between Legend and Pinnacle LTF then go for Pinnacle without any doubt. I have Legend LTF, I got upgrade offer to Pinnacle(Paid) within 6 months but I didn't opt as they told I won't get Legend's milestone benefit so I didn't take it.

 

[SangEUD]

So if both are LTF with no joining fee then Pinnacle is the automatic choice right? Then what about Pinnacle vs Eazydiner (if LTF)

If you dine frequently on restaurants which have tieup with Eazydiner, nothing beats it. You also get 2X200 movie tickets at Bookmyshow without any BOGO or spends requirements

Otherwise Pinnacle 🙂

 

[Akash Topder]

If you dine frequently on restaurants which have tieup with Eazydiner, nothing beats it. You also get 2X200 movie tickets at Bookmyshow without any BOGO or spends requirements

Otherwise Pinnacle 🙂

I do dine but Eazydiner don't have those restaurants that I dine in mostly. But that movie benefit is very good though. Does Pinnacle has any other benefits over Eazydiner in any way?

 

[SangEUD]

I do dine but Eazydiner don't have those restaurants that I dine in mostly. But that movie benefit is very good though. Does Pinnacle has any other benefits over Eazydiner in any way?

Pinnacle Reward rate is better compared to Eazydiner. Still I would rate Eazydiner better as you get 2 movie tickets free every month and use for dining wherever required.

Pinnacle is better for high online spends. But then why not SBI Cashback which is far better than Pinnacle.

 

[Anilkaos]

I took legend LTF a few months ago and tried upgrading to Pinnacle LTF, but they denied me every time, Honestly I don't find much use for these cards anyway, i suggest taking legend LTF for any offers and look for other cards for rewards, i don't think pinnacle is worth it

 

[ssg9931309]

For the Indusind Legend credit card, do the add-on card holders get separate domestic lounge access? Or is the overall lounge access quota shared between all the cards?

 

[kkk]

For the Indusind Legend credit card, do the add-on card holders get separate domestic lounge access? Or is the overall lounge access quota shared between all the cards?

I don't think lounge benefit is there for add-on card.

 

[Chitra007]

Get a LTF Eazydiner credit card instead of Pinnacle or Legend

 

[Dazzwilliams]

Get a LTF Eazydiner credit card instead of Pinnacle or Legend

I don't think they're giving out LTF Easydiner currently.. only Legend is LTF.
Pinnacle is paid

 

[iAmPm]

Get a LTF Eazydiner credit card instead of Pinnacle or Legend

anyway to get it eazydiner LTF?

 

[Chitra007]

I don't think they're giving out LTF Easydiner currently.. only Legend is LTF.
Pinnacle is paid

I know someone from my friend list who got LTF Eazydiner card.

 

[anish1516]

I know someone from my friend list who got LTF Eazydiner card.

I got EazyDiner LTF few months back and now they are calling to upgrade to Pinnacle at one time fee of 15k plus GST.

 

[imrandiwan]

I got EazyDiner LTF few months back and now they are calling to upgrade to Pinnacle at one time fee of 15k plus GST.

Did you opt for upgrade? I am also getting same offer against LTF EasyDiner.

 

[anish1516]

Did you opt for upgrade? I am also getting same offer against LTF EasyDiner.

No. Pinnacle for 6k is not worth. Had it been LTF I would have thought. EazyDiner gives me 2 movie tickets per month and good discounts on dining. Which is very good for a LTF card.