Ekavya
TF Ace
That's new for me. I waited for 6 months for LTF Coral Card but couldn't get it pre approved. Then I took Platinum CC and within 1 month I got Coral Rupay Pre-Approved.
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Should I take pre approved Rubyx MasterCard Dual Card (LTF)?
Anupam222001
TF Buzz
How do you got platinum credit card after Amazon pay, when I tried to get it on X , the customer care executive told me that he can give me any card without ltf but not platinum.
Ekavya
TF Ace
At that time They used to Provide Platinum (LTF) card. Now they discontinued it from Twitter.
karuturi24
TF Select
Yes, recently I upgraded to rubyx rupay from rubyx dual variant.
I requested for rubyx rupay version, they provided on basis of my coral rupay.
My Platinum, coral rupay and rubyx rupay tagged to one account
My rubyx dual variant tagged to another account.
I closed my rubyx dual variant and using only rubyx rupay
I want to keep Dual variant, and have no ICICI cards currently to upgrade them to Rupay
Deviation
TF Buzz
ICICI Amazon Pay does not count in ICICI Core credit card, They even have a separate customer care base for ICICI Amazon Card holders. Coral card will be offered LTF in RuPay varient only if u have some other ICICI credit card. In my case it is platinum LTF. Now they are offering RubyX Dual LTF but I am NOT accepting it.
karuturi24
TF Select
Once ask them via X platform, you will receive call from backend team. Mostly they will give rupay variant as well along with dual cards.
Before applying or after getting the cards?
karuturi24
TF Select
After getting the cards
I got coral rupay ltf on basis of apay. Apay is my first cc from icici and after 5-6 months coral rupay was offered. I've seen a few other users also got coral rupay in a similar way. So it's a misconception that coral rupay ltf will be offered only if you have some other cc.
arthurmorgan
TF Buzz
Did you get to know ? Can you please share
jyothisthaliath
TF Select
If you're getting pre-approved LTF Rubyx, there is good chance that Sapphiro or higher cards will be LTF for you based on salary criteria. Try to bargain with your RM or branch. Salary for Sapphiro eligibility is 1.5 Lacs net per month
arthurmorgan
TF Buzz
I have taken Rubyx and the call verification is complete, I will use it for sometime & ask for Sapphiro. Btw, I already have 3 ICICI Cards, Am i safe to close them since Rubyx will be better to use ?
1. APAY ICICI - Will keep
2. Platinum ICICI - Not at all using
3. Coral Rupay - Currently using for all UPI Payments -
Can I close 1 & 2 ?
1. APAY ICICI - Will keep
2. Platinum ICICI - Not at all using
3. Coral Rupay - Currently using for all UPI Payments -
Can I close 1 & 2 ?
jyothisthaliath
TF Select
Keep APAY card, it is damn useful
Coral Rupay - if you don't have a better Rupay card, then you can keep it. Or else close
Platinum ICICI - can be closed
But for closure, ensure that it won't affect your CIBIL. If it's your oldest card, then it might reduce your credit age.
jyothisthaliath
TF Select
The main benefit I'm using is BOGO offer on movie tickets and unconditional lounge access. The spend based rewards are crap. Please note that Amex card reward point rate is more than MC for spends
rrsji
TF Premier
What are ex card extra benefits?
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