Should I take the Tata neu infinity LTF?

[navam]

So, need some suggestion from the community.I got the LTF tata neu infinity message and I am not sure if I should bother with it or not, my thoughts are -
1. I barely use this tata neu app and not exactly using tata products on a daily basis.
2. I am not a fan of having lots of cards, it's just a pain in the ass to keep em around so unless it serves some purpose I generally avoid them.
3. On the positive side I read on this forum about these being rupay cards and I don't have any of those (not sure why I should have one still)
4. Another thing of note is 10% seems like good returns and the neucoins can be used for taj hotels.
What do you guys think? Is there some value add that makes it must have? Or something that's an absolute deal breaker?

Thanks!

Edit: Just heard not everyone is getting this LTF, so changing the line that made me look like an ass.

 

[Avishma1]

So, need some suggestion from the community.I got the LTF tata neu infinity message and I am not sure if I should bother with it or not, my thoughts are -
1. I barely use this tata neu app and not exactly using tata products on a daily basis.
2. I am not a fan of having lots of cards, it's just a pain in the ass to keep em around so unless it serves some purpose I generally avoid them.
3. On the positive side I read on this forum about these being rupay cards and I don't have any of those (not sure why I should have one still)
4. Another thing of note is 10% seems like good returns and the neucoins can be used for taj hotels.
What do you guys think? Is there some value add that makes it must have? Or something that's an absolute deal breaker?

Thanks!

Edit: Just heard not everyone is getting this LTF, so changing the line that made me look like an ass.

Why not?
I believe it is one of the best credit cards currently avaialble in entry or mid entry level cards. I paid my insurance bill and earned 5% Mau coins which can be used at numerous TATA brand apps. Just go for it.

 

[Tejo]

Why not?
I believe it is one of the best credit cards currently avaialble in entry or mid entry level cards. I paid my insurance bill and earned 5% Mau coins which can be used at numerous TATA brand apps. Just go for it.

Does you paid ... insurance via tata neu app?

 

[harsh1387]

How much cashback Infinity card gives if we swipe it with card machine?

 

[Avishma1]

Does you paid ... insurance via tata neu app?

Yes.. Paid hdfc life insurance premium on tata neu app and got 5% neu coins

 

[Rocky Bhai]

How much cashback Infinity card gives if we swipe it with card machine?

1.5% neu coins

 

[Rocky Bhai]

Yes.. Paid hdfc life insurance premium on tata neu app and got 5% neu coins

When did you paid the insurance?

 

[Avishma1]

When did you paid the insurance?

July 15th 2023

 

[Rocky Bhai]

July 15th 2023

How did you get the option of cc when every 3rd party app stopped use of cc for insurance payment 😕 since 6 months

 

[Avishma1]

I don't know what are you taking about. Check this screenshot mentioned on Tata Neu app.

 

[Avishma1]

my last statement generated last week and I have earned 5% neu coins

 

[Rocky Bhai]

I don't know what are you taking about. Check this screenshot mentioned on Tata Neu app.

Share your piad bill sc let me see once 😂

 

[Tejo]

Does anyone got neu plus upgrade to infinity?

 

[Rajat Nigam]

Can the Neu coins which we earn by making UPI payments on Tata Neu CC be used for recharges / Bill payments on the Tata Neu app ?

 

[Deepak_Shetty]

Can the Neu coins which we earn by making UPI payments on Tata Neu CC be used for recharges / Bill payments on the Tata Neu app ?

No

 

[gowthamv]

Can the Neu coins which we earn by making UPI payments on Tata Neu CC be used for recharges / Bill payments on the Tata Neu app ?

No

 

[gamersgzb]

Applied rupay variant, let's see what happens next.
View attachment 25239

Was it showing LTF while you applied?

 

[Rajat Nigam]

Is it possible to get annual fee waived off for Tata Neu infinity credit card?

 

[navam]

Was it showing LTF while you applied?

Yes it was showing ltf and that is what the documents that came with it mention.

Is it possible to get annual fee waived off for Tata Neu infinity credit card?

I think it's waived off if you spend 3 lk.

 

[Rajat Nigam]

Yes it was showing ltf and that is what the documents that came with it mention.

I think it's waived off if you spend 3 lk.

And in case not touching the ₹3L threshold?

 

[Tejo]

And in case not touching the ₹3L threshold?

Just spend, how much can?

Call customer, threaten them to make ltf else that you will close that card.

Atleast finally they will offer reversal of fee.