Should I take the Tata neu infinity LTF?

[navam]

So, need some suggestion from the community.I got the LTF tata neu infinity message and I am not sure if I should bother with it or not, my thoughts are -
1. I barely use this tata neu app and not exactly using tata products on a daily basis.
2. I am not a fan of having lots of cards, it's just a pain in the ass to keep em around so unless it serves some purpose I generally avoid them.
3. On the positive side I read on this forum about these being rupay cards and I don't have any of those (not sure why I should have one still)
4. Another thing of note is 10% seems like good returns and the neucoins can be used for taj hotels.
What do you guys think? Is there some value add that makes it must have? Or something that's an absolute deal breaker?

Thanks!

Edit: Just heard not everyone is getting this LTF, so changing the line that made me look like an ass.

 

[Rajat Nigam]

Just spend, how much can?

Call customer, threaten them to make ltf else that you will close that card.

Atleast finally they will offer reversal of fee.

Maximum I can spend ₹1 lac from that card which will be mostly on upi itself.
(I have other cards with better reward structure).

 

[InsaneYuvi]

Applied rupay variant, let's see what happens next.
View attachment 25239

How long did it took for the card to be delivered after this and was there any physical verification ?

I applied for it today itself and I got no option for choosing rupay/visa, where did u got that option ?

 

[navam]

How long did it took for the card to be delivered after this and was there any physical verification ?

I applied for it today itself and I got no option for choosing rupay/visa, where did u got that option ?

Toh it took about 5 days to be delivered.
There was no physical or virtual in person verification (maybe cause of preexisting HDFC card)

The option to choose was in the Tata neu app itself, if i remember correctly you chose the card type and then on the next screen you choose the provider (something of that sort) are you applying via the Tata neu app?
Also, a friend of mine got it changed to rupay after he received the card by calling customer care.

 

[InsaneYuvi]

Toh it took about 5 days to be delivered.
There was no physical or virtual in person verification (maybe cause of preexisting HDFC card)

The option to choose was in the Tata neu app itself, if i remember correctly you chose the card type and then on the next screen you choose the provider (something of that sort) are you applying via the Tata neu app?
Also, a friend of mine got it changed to rupay after he received the card by calling customer care.

I got the virtual card in the app itself but I am not able to set PIN in the hdfc my cards site or when I call on the HDFC customer care it says that the card number is not valid (same thing coming when i try to add it in hdfc netbanking as well).
The card number is different in the virtual and physical one ?

 

[navam]

I got the virtual card in the app itself but I am not able to set PIN in the hdfc my cards site or when I call on the HDFC customer care it says that the card number is not valid (same thing coming when i try to add it in hdfc netbanking as well).
The card number is different in the virtual and physical one ?

Hmm right now it's the same, not sure if it was different when the actual card was not delivered yet. Just wait for the physical one to come and then talk to Customer care